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About Cielorina

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  1. Amendment form for motion to appear & answer I believe I may have been misguided by a volunteer attorney in filling out my "Motion To Appear And Answer". Question 1. My understanding is that if I write anything but "Deny" on the form, it automatically puts me in a position to receive a judgment. Is this correct? I would like to amend my motion but have been unsuccessful in locating the form even under the proper sublink on the Circuit Court of Cook County website. Question 2. I would greatly appreciate if someone can direct me to where I can print out the amendment form or would be willing to put a link to the form here in reply to my post. Question 3. Once I fill out my amendment form to reflect the change to "Deny", do I then need to file another motion to appear and answer or is that already a part of the amendment form? Thank you!
  2. Would like to switch judge for my Illinois foreclosure case I've been unsuccessful finding the proper form on the Circuit Court of Cook County website. Question 1. Anyone know where else I could locate this or who could provide the form for me in your reply? Question 2. I believe I may have been misguided by a volunteer attorney in filling out my "motion to appear and answer form". My understanding is now that if I write anything but "Deny" on this form, it automatically puts me in a position to receive a judgment. Is this correct? 3. A judgment has not yet been placed against me. I'm under the impression that I must submit the Switch of Judge form prior to the judgment. Otherwise, that option will no longer be available to me. Is this correct? If this is correct I would greatly appreciate anyone who could quickly direct me to this SOJ form so I can submit it promptly. Thank you!
  3. "Newbie here – gurus URGENTLY needed! First court date for foreclosure this coming Tuesday after five months hospitalized in past year" CHICAGO, COOK COUNTY, ILLINOIS Background: FIVE hospitalizations in the past 14 months -- the most recent of which was TWO MONTHS LONG. Financial situation dire. Formerly excellent credit along with prompt, in-full payments for all debts until September when I was unable to continue making mortgage payments. Facts So Far:7/16 - continued making mortgage payments. Got a housing counselor who initiated application process for Housing Hardship Fund, a federal grant/forgivable loan exclusively for paying back any unmet monthly mortgage debt & fees.8/16 - continued mortgage payments. Telephoned Citimortgage while still current to explore options. I chose not to pursue loan modification or forbearance due to medical duress.9/16 to present - stopped making mortgage payments.Regularly telephoned/responded to Citimortgage emails to let them know I'm pursuing Housing Hardship Fund to re-pay outstanding mortgage payments.**No responses or contacts whatsoever to me or my housing counselor from Citi's assigned point person. 10/16 - Began receiving Medicaid Began filling out application for SSI.2/17 - 3/172-month hospitalizationAfter months of no replies, received a letter from a law firm representing Citi indicating my home in downtown Chicago, Illinois had been referred for foreclosure.2/17 to present - never served a summons while in the hospitalOnly recently told of my court info through Cook county public record, but I don't know how to look that up.Didn't know anything about "Motion to appear & answer" within 30 days of foreclosure referral until a couple of days ago. So I didn't execute that. As Of Today:Researched foreclosure timeline(s).Studied Illinois Legal Aid Fndn foreclosure site and all sublinks.Still in awful medical & financial shape even though I've been discharged from hospital. Questions:What are my options?What would you do next?What, if any, are considered valid reasons for me as the borrower to request a continuance? Would that temporarily *suspend* foreclosure process? Thank you for you for your valuable time with specific replies.