That's the thing I don't remember signing anything. It's been a long time. I don't want my nephew to get in trouble as well. I talk to the collector last night and told them I don't remember it. He said that someone was paying for it for almost 2 years then it stop. They say I have to get the police involve because it's fraud. I don't want my nephew to get in trouble. I rather pay a settlement. I just need to find out the best way to write them.