AmEx Centurion has a judgment against me from November 30, 2010 at a Brooklyn court for the amount of $12,906. The judgment shows up in my credit report under "Public Records". We have been approved for a mortgage for a new home, but the lender is requiring me to pay off this amount in full to have the judgment removed. I don't know where to begin or how to proceed, or if I should pay this off at this time. In all these years, I have not heard from American Express - not once. Please advise. Thank you.