Report FTC Complaint in Credit Repair Posted June 3, 2017 22 minutes ago, Clydesmom said: ONE more time: the FTC does not handle these issues anymore. That is why the CFPB was created. File suit based on WHAT? There are absolutely NO facts in any of your posts that would induce the volunteers here to tell you to head down to the court house and file a Federal suit. Absolutely NO way of knowing without your divulging what happened and when with specific facts corresponding. March i sent a dispute letter, waited 30 days, no response. April i sent a second dispute letter, and still no response. Last month may, i sent a third letter warning them that they are in violation of the FCRA, and still have not received a response yet for any letter. Since I am a pro se litigant, i do t use lawyers.