cinque8

Hello, My Mastercard account was closed for several months because I was late on my payments. After I became current on my account and paid off the balance, the creditor reopened the account, but suspended the credit. Why would they reopen the account, but offer no credit? Thank you

Thanks Harry, I was really nervous about that. That's more than enough time for me to get back on my feet. Thanks!

Hello, I recently lost my job and I am about 30 days behind on most of my credit account payments. How far behind can I get on my payments before my accounts are suspended or close? Thank you

Thank you for the very helpful information Clydesmom!

Hello, If I apply for credit and the credit is approved by the creditor, does that hard inquiry have a negative impact on my credit score? Thank you