Cheri

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About Cheri

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    Georgia
  1. @outtadebt It's been a long time, but I've come back to express gratitude. The questions you answered provided me with a place to start to sort out the whole mess. After much hunting and searching and phone calls and emails, he got the situation figured out. Your advice was invaluable in knowing where to go and who to talk to. Thanks for listening to what was actually being asked and being willing to help. Much thanks!
  2. Thank you, outtadebt. This has all occurred in Georgia, as you asked above. My fiance' will most likely be handling any releases of documentation, etc, so there isn't an issue there - I am simply on this forum trying to get advice on how to get started and where to begin dealing with the problem. From what I've been able to research online, I can't find a reason why his treatment would have been denied under WC, neither did his company nor the hospital give any indication that it would not be covered at the time of treatment or shortly after. This is what I am most puzzled by - how treatment/rehabilitation coverage could be denied under WC but him not be informed personally, nor his company be informed. If it was somehow decided he was responsible for services rendered, would his company not be notified? Are they not under legal obligation to notify him? Is his personal health insurance with the company null after a WC denial? I doubt it, though I do not know how that process works. What I do know is it's not possible to pay a bill that was never received or that he was never informed he was responsible for. Something seems underhanded to me, especially with the above-mentioned red flag.
  3. Yes... I do understand all that, which is why I specifically asked the questions I did - because it is the "why" I'm trying to determine. Of course the first step I took was to call the collection agency and was told they didn't have the specifics on the account I was asking for. Only gave me the name of the hospital where x-rays were taken and said I'd have to call the hospital with an account number we don't have. This is why I was relying on the credit report investigations to provide some information.
  4. Hi, I hope this is the correct infocenter for my questions. I'll keep it brief! My fiance' was working with his company on an out-of-town job back in 2012 when a temp employee mishandled a crane and dropped a 1,000+ lb table on his leg. Rolling mostly out of the way, the table only caught skin and muscle, causing a baseball sized hematoma on the inside of his knee. The project manager offered him a management position if he didn't report the incident/receive treatment under workers' compensation. Long story short, 3 days of not being able to walk and the issue was brought to HR; HR mandated that he go to the doctor. He was sent home on rest and return to light duty for 3 1/2 months while receiving rehabilitation. The temp employee was let go soon after and my fiance' left the company within a year. It wasn't until a couple years later when we combined finances, etc, that I see the collection on his credit report for a few thousand dollars. He didn't know about it because he never checked his credit, and (I'm guessing) any collection notices may have been sent to one of several mailing addresses that were still mistakenly listed as current on his report. His company appeared to have assumed all responsibility and he was never notified otherwise. We have disputed the claim on his credit reports every year for the past few years, but the "investigation" has traced back to the debt being his responsibility each time. How do they determine this? Are we disputing it incorrectly? How do we get the information for exactly what the debt/collection is for (what charges/services) so we can somehow prove it was the above incident? Who would we take that information to (once we receive it) to get the collection removed? Thank you all for any information and advice you have.