backseatninja

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About backseatninja

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    Michigan
  1. Redacted Version of Answer to Summary/Complaint I had notarized and signed. Header is missing as it largely contains redacted information regarding my case. 1. Jurisdiction and Venue are proper in this court. The Defendant admits this allegation in its entirety The 60th district, has jurisdiction over I -Redacted--- the defendant as I live in -redacted--- County 2. Defendent entered into an agreement with the plaintiff's assinor, SYNCHRONICITY BANK, for an account number ending in (Redacted). The Defendant lacks knowledge of information sufficient to form a belief
  2. Yes I have had legitamate accounts with synchrony in the past, I just have no idea if this was one of them. I know this sounds stupid in retrospect, but one of the main reasons I quit paying on all these cards was people were able to take out other cards in my name then not pay them and ruin my credit score. So ya know being bipolar as heck I'm like why bother. I've always had bigger issues like criminal court to deal with etc. I always figured they can't get blood from a rock or wouldn't even try. Lotta stupid things I "just figured".
  3. I rewrote it and planned to have it signed by a public notary. I took out all hearsay I may have interjected in the passion of writing it. I kept strictly to proveable facts. Facts of which I can prove by documentation or sheer reason.
  4. I wrote a response to the summons. Which I will attach if anyone wants to read it (see attached file). Again they made a claim that I have the contract . I do not as it may of been identity theft (or I lost it) my paypal got hijacked hardcore back in 2011, and my old bank may be able to back that up. If this is not a paypal account I may not be able to use that defense, if it is an account I do recognize should I attack their standing or their claim they lawfully bought this? Do you have any defenses based on Michigan law where they bought an account improperly? Like citations of case law.
  5. Synchorny was the original debt holder I guess they sold it to PCA Aqquisitions. PCA Aqqusitions hired Shermeta law to represent them. I have to respond and I don't know how. I have to respond to their 7 statements they submitted the court. I know from reading the facts here I have to word it the way I did. That I can either admit, deny or say I don't know which is treated as a denial. I guess I would send it to the Court via Certified mail? I don't think they have much on me. First I am going to question their standing any good ideas? Secondly I want them to prove I signed that contract and
  6. I recieved a summons and complaint, by a serving officer in the state of Michigan. Barely anything was attached to it, except 7 statements to the court which I will now copy 7 Claimed Statements and what my reponse would be (I Just have no idea how to send it) 1. Jurisdiction and Venue are proper in this court. (the 60th district, has jurisdiction over me I don't dispute that). Me- The Defendant admits this allegation in its entirety 2. Defendent entered into an agreement with the plaintiff's assinor, SYNCHRONICITY BANK, for an account number ending in XXXX (Honestly don'