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Everything posted by austindavid

  1. I am attempting to draft a general denial and want to mke sure I do it correctly. I need to file it by next week and hope to get it to them by Friday of this week. Would anyone be able to point me to a good example of a general denial letter to use? I see so many and they are all a bit different. It seems like I need to deny each paragraph but paragraph II is Jurisdiction and Venue which is Travis County and is accurate. I don't want to make a fool of myself. I can attach copy of the peition with identifying info blacked outif that would help. Any help with drafting this is very appreciated. I want to do as much as I can without a lawyer as I may need the little money I have for a settlement. Thank you
  2. Thank you for all of your help. I plan on filling my general denial today. Can someone provide a good example of one to use in Travis county? I don't want to go into to many details. Just a simple, brief denial that is in the correct form and will be accepted. Thanks again everyone,
  3. Hi all thanks again texasrocker, can you please PM me the attorney? I think I'm going to need him to help negotiate. Thanks again
  4. Thanks I'm going to try the same tactics as I would with a JDB. I'll keep updating this as I progress. Next is the general denial.
  5. The process server attempted to serve me at my house yesterday while I was at work. They left a card on my door with a number to call. I called this morning and arranged to meet them this Friday afternoon. And the server read the important parts to me: The plaintiff is Bank of America The attorney is Javitch Block LLC The amount is $27,829.38 Its in Travis County Court #2 The server was actually very nice and tried to be helpful I plan to answer with a general denial. Any advice? Thanks in advance.
  6. Thanks, I just found a used 2014 edition at a local half priced books store for $7.99. Its on hold for me, I'll get over there today to buy it. I have a lot to learn, going to try to take this one step at a time, focusing on each next step.
  7. Thanks I thought it sounded way too easy. I guess I just need to wait to get served and go from there. Should I get O'Connor's Texas Rules * Civil Trials 2017?
  8. Thank you Texasrocker! I have been reading a lot of posts from this forum and I was hoping you would see mine. I'm not going to hide from the process server, I just want to empty my account first thing tomorrow morning before I do get served. I will provide which court it will be in as soon as I find out. I'll keep looking online to see if I can find it using the case number. I appreciate everything and will do everything to avoid a default judgement
  9. Hi all, I am located in Austin, TX in Travis County. I started receiving letters from lawyers last week wanting to represent me in a lawsuit that was filed on 7/20/17 and provided a case number. I looked online but cant find the case with the courts..but I may not be looking for it correctly as I've never been in this situation. I think its probably related to a bank of america credit card that with 30k that could no longer be paid from 3 years ago after financial problems. I expect to be served any day. I plan to answer with a general denial within 20 days. I have been reading a lot about this on this and other forums. I am very confused as to how to approach the suit. Been reading about needing to file discovery to get the debt collector to provide, all contracts, all transactions etc. Then others say this is now ineffective. I'd like to represent myself if possible. not sure if I should attempt to arbitrate or fight it. I did talk to a lawyer briefly yesterday who said I need to liquidate all of my bank accts immediately (tomorrow) before getting served and not to answer my door tomorrow morning if someone comes knocking to serve me. I was advised to empty my accts first. I don't have a lot of money so this should be eaay to do. Unfortunately I have an autoimmune disorder that causes me to get sick when under heavy stress. I'm hoping to calmly and methodically go to court and do what I can. Any advice is greatly appreciated. I just read this article and hope I can determine if this is the way to go or not. https://toughnickel.com/personal-finance/You-Can-Beat-Credit-Card-Debt-Collectors
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