Report Sued by Midland funding in PA in Is There a Lawyer in the House Posted August 14, 2017 I found the arbitration agreement. It's all very confusing to me now. I opened the account in 2012 from synchrony bank (walmart) and missed the payments in 2015 I clicked on the link you gave for the agreement to read over but there wasn't any for 2015. I've tried to look up what the arbitration agreement even means could you help me with that? And would I call Midland funding give them the case number and say according to the arbitration agreement you have no right to fight Me? I'm sorry I'm so confused.