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About ittldo

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  1. Thank you all for your input. I decided to do even more research and I am still torn, however I think my plan of action is going to be this: Reach out to the attorney representing midland and see what settlement offer i might be able to work out. While also cleaning up my response and be prepared to file if we can't reach something reasonable with them. Is there any ways to tip the scales in my favor for a lower settlement?
  2. I was able to locate the agreement on the link. There is no arbitration in this case due to it being in small claims court. I guess my options at this point are to file my response or reach out to Midland or the attorney office representing them and try to settle?
  3. My reasoning behind these defenses are ( as I understand in my little bit of research): It is up to the plaintiff to prove that I own the debt. Without proof of owning the debt I would have to disagree with the amount owed as there would be nothing owed. I am very new at any of this so i appreciate your input.
  4. Only the defenses that are marked with a T are being claimed. I didn't realize the formatting didn't transfer. If they didn't include any cardholder agreement, and i don't have a copy is there a good way to research it? I have seen a few threads about beating Midland Funding in court but they are a few years old. Is there some new information that makes it harder to win cases against them?
  5. Here is my questionnaire info. 1. Who is the named plaintiff in the suit? Midland Funding LLC 2. What is the name of the law firm handling the suit? (should be listed at the top of the complaint.) 3. How much are you being sued for? 1300 4. Who is the original creditor? (if not the Plaintiff) Credit One 5. How do you know you are being sued? (You were served, right?) Served with summons paper. 6. How were you served? (Mail, In person, Notice on door) In person, someone delivered to me.
  6. I am going to be staring a new thread on a case that Midland Funding is bringing against me, however I am curious how this case turned out? Any info?