Ocwen is responsible for taking care of an appraisal on a property that they are selling. The Sales Price will be the Appraised Value and not what is owed on the low as the lender would not make any money selling it for that. *Ocwen is in some how water with the law in a handful of states. you best move would be to call them out on it over the phone and ask for a manager. they might be more willing to work with you now that they are in big trouble. Google it!