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Pizz80

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Posts posted by Pizz80

  1. So I called United consumer to talk to someone about a settlement but was told a company called total card inc was now handleing my account. The woman offer me a 1000 settlement but also told me Kirby wouldn’t sue me because of the age of the debt. Should I now say the hell with the settlement and go for a different approach?

  2. I can’t believe I forgot this part, but I’m listed as a co-borrower on this account. I honestly don’t remember co signing on this account (my wife is the borrower) and I called them a little over two weeks ago. They promised to send me a copy of the contract in the mail but never did. So do you think I should still try to offer something, call them again or send a verification letter?

  3. I had a ATT account get sent to this collection agency. I am able to pay ATT directly so my plan is to ask for sunrise (the CA) to pay for delete for 50% and if they decline I am going to pay ATT directly. Either way I should be able to get this off of my report? What do yall suggest?

  4. I have a few items left on my report I’m trying to clean up and need advice on how I should proceed. I live in Louisiana. The second one for 2k I called and asked for them to send me the contract and it’s been two weeks and nothing.

     

    Potentially Negative
    Status
    Collection account. $165 past due as of Jan 2018.
    Account Type
    Debt Buyer
    Balance
    $165
    Date Opened
    07/27/2014




    Potentially Negative
    Status
    Account charged off. $2,882 written off.
    Account Type
    Sales Contract
    Balance
    $2,438
    Date Opened
    01/04/2014

  5. Around four years ago my wife and I were amazed by a Kirby salesman and of course agreeed to buy one. A short time later I had a job change and wasn’t able to afford the payments. Im in the process of repairing my credit and I called them to ask if I could pay for a delete and was told that they would only take the full amount and still wouldn’t remove it from my report. Any ideas on what I can do to get this removed!?

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