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About PRA_Foe

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  1. My son (in Michigan) is being sued by Portfolio Recovery Associates. Based on what I've read here, I think he has a good case (no pleading of assignment, no bill of sale...). I haven't actually seen the complaint yet, I'm going by what he described over the phone. I encouraged him to fight it. He filed his answer today. However, he didn't provide a reason for denying each of the allegations he denied. Does that change how he should proceed? Can he still file an MTD (per #13 in BMC100's list of steps)? Thanks