Sued by Portfolio Recovery in California. Need Help. in Is There a Lawyer in the House Posted yesterday at 08:04 AM · Report reply 18 minutes ago, ConfusedNewb said: Hi, I did read through it as best as I could and will be typing up an MTC from the templates I've found here and elsewhere. Hopefully I can get some feedback on it once I've written it up so I can send it in together with my General Denial. What I was really confused about is if I should send a copy of the documents directly to Portfolio recovery or their attorneys? When The other party is represented by an attorney, one always deals with the attorney; never directly with the other party.