Midland Credit suggested suicide... in Collections Posted March 23 · Report reply 30 minutes ago, WhoCares1000 said: First off, we will tell you when something does not sound right and this did not sound right at first. That is why I said that if this is true, go talk to an attorney. As for getting what you want, you are going to have to sue to get them to state that you do not owe the debt because they want to be able to sell the debt down the line. Indeed, if they are suggesting that you commit suicide and are ignoring your letters, they have no intentions of stating what you want unless a court, or government regulatory agency, forces them do it so you will probably get some monetary settlement out of this. There, however, is nothing wrong with you donating any money you get to a worth while charity and you can even recommend in the settlement that a charity gets the monetary part of it. What you get from this board is the truth, even if it is not what you want to hear. More precisely, what you get from this board is as close to the truth as we can. Correct, nobody called the OP a liar. I sometimes come over as less skeptical than most, because I feel it doesn't hurt me to assume what I am being told is the truth. If someone is making stuff up, well, no big deal. At least people reading the forum might learn something. There are certain things that happen on very rare occasions that are so weird they boggle the mind. For example, over a decade ago, a collection agency broke federal law and put a nasty note in the mailbox of someone who posted here. At our advice, this person sought out an attorney and got a settlement of a few thousand. Only a few were here back in the days of the Buffalo bully boys, when collection agencies, esp. those based in Buffalo, NY, used all sorts of unethical and bullying tactics. Then-NY AG Andrew Cuomo shut down the Buffalo bully boys, and the combination of the CFPB and FDCPA law suits took care of most of the rest. From personal experience, I can say it was not pleasant to deal with the Buffalo collection agencies. It seemed a bit mind-boggling for Midland, a company that had been hammered hard by the CFPB and FDCPA lawsuits, to resort to this behavior. Not just the one-off remark, but the constant bullying. The experience of most people lately has been reasonably fair and polite behavior by Midland. They really did seem to have mended their evil ways. We can't fact check over the internet. You make a statement, we can't tell if it is true, or slightly exaggerated, or completely made up, or a fantasy. We have seen people who were not completely stable come in here. We have also seen people who told tall tales that turned out to be true. Actually, in some cases I WAS able to fact check over the internet. At one point someone was kicked off this forum for bragging about fantastic results he was getting with an unproven tactic. I was able to access his cases online, find out he was telling the truth, and I contacted him to learn the tactics, which I used even after I got kicked off this forum in my previous name for advocating arbitration. All we can do is suggest the best plan assuming what you say is true. And everyone one agreed that the best plan is for you to see a lawyer. You have an appointment on Tuesday.