Moni

@fisthardcheese, I sent you a message. Thank you for all of the great information 👍🏻

No, it wasn’t for PayPal.

There is an arbitration clause in the card agreement, I found it online. However, I have no idea where to even begin to or how to type up a motion for arbitration, what to include or not to include, etc for the court. I’ve searched online & can’t find a rough draft or anything 😳

OC is Comenity Bank.

1st I would like to thank everyone here for these forums because if it weren’t for all of you, I would have hired an attorney (that I cannot afford) or just not show up in court! These forums have helped me A LOT. However, I’m confused on what to do next. Up to this point, I’ve filed my answer denying the debt & also filed a request for production. So far, Midland’s attorney has 2 days left to answer my request. So my question is, what if they don’t comply? I’m confused on what to do next. Do I file a motion to compel or is it possible to ask for a dismissal? Our court date is in 3 weeks. I’m in Ohio. Can anyone please help me with this?