upcycleliving

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About upcycleliving

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  1. Many years ago in a lawsuit I tried evading service. Worked for about 2 years, eventually they got the court to agree to service by publication at which point I responded to the lawsuit. This last time I got sued I went to the court to answer the lawsuit without even waiting to get served.
  2. First of all when I was "guessing" I was talking about the business model not the law. Portfolio Recovery, Calvary, and whatever other JDB probably has attorney's in all 50 states so it's easier for them to get a judgment in the state you live in then get an out of state judgment and then have to file it in a sister state's courts. I just looked up 15 U.S. Code § 1692 of the FDCPA and it says a debt collector can sue you only in the judicial district where you signed the contract underlying the debt or where you reside or where the real property securing the debt is located.
  3. In almost every jurisdiction, if the contract was entered in location A and then you moved to location B, they can sue you in location A. “They can argue that the defendant personally avoided themselves of the laws and protections of said state” On top of that if they can prove that you lived in that state, they could argue that you meet the minimum contacts in that state. I’ve been a party to an out of state lawsuit before. My guess is that they usually sue you in the county you currently live in simply because they have attorneys under contract in all 50 states, they win 99.9
  4. LOL. I probably would have fucked with him and said "I offered them 20 bucks and they turned me down". I fucked with this guy who called me claiming they were going to serve me with a lawsuit on behalf of Wells Fargo for $1,800. I had a Wells Fargo bank account many years ago but I don't remember ever owing them nearly that much. I vaguely remember emptying out a Wells Fargo account instead of closing (thinking if I needed another bank account the bank account would be available) and then a few years later finding out that they were now charging me $10 a month to maintain this account tha
  5. OP has logged in today but not commented on the case. I wonder if Crown is dropping the case in exchange for OP signing a NDA.
  6. When this law firm sued me and bailed as soon as I filed a MTC they were representing Calvary. They bailed when some other forum members were sued by Calvary. This time they are representing Asset Crown Management so I think it’s possible that Levy and Associates contacted Calvary’s and Calvary just wanted to cut their losses but maybe Crown Asset Management was willing to spend some money and gamble on the possibility of keeping the case in court or because the amount is 4 times as much as when they sued me, they were willing to put some more money into pursuing this.
  7. Maybe fisthandcheese can chime in but I have not seen many cases here of MTC being denied unless somebody just completely botches it.
  8. Just checked court docket. OP’s notion was granted. Calvary is going to bail any day now! Am curious if their attorney even showed up to the hearing. Like I said before, they were wasting money and time by sending their attorney to fight this
  9. I still am predicting that they will be a no show at this hearing. I will be shocked if they even bother to show up.
  10. When my case was going on with this law firm I did research on their history and looked over thousands of cases where they were the plaintiffs in the past 5 years and these guys never saw a court room. There was one case where a summary judgment was denied and a trial was ordered and Levy & Associates dismissed the case immediately after that without prejudice which told me that they felt that it was not worth the money to go trial. If that case was settled it would have been dismissed with prejudice. There's several different threads on here where Levy & Associates folded as soo
  11. I'd be shocked if they even show up at the hearing. Last year while researching my case I went and looked up thousands of cases that Levy & Associates filed over the past several years and I don't think they've seen a Cincinnati court room in years. Maybe 15 years ago when Junk Debt Buyers didn't have good records their business model required them to spend more time in court, but as far as I can tell the past several years they have never been in a court room (unless something has changed in the past year). I'm guessing that they file everyone of their lawsuits electronically. I'm gu
  12. Wow I got sued by Levy & Associates in Hamilton County, two years ago and these guys rolled over and dropped the case two days before our court date. Funny that they are now fighting these. It's fun fucking with them, I'd call their office to tell them they have the wrong address and they need to update my address and their operator would always be like "Well do you want to settle", and I'd say "No I just want to make sure you serve the correct address". They never got my address right and I ended up getting an attorney friend to get me the lawsuit and I went down to the court and filed my
  13. If you sue somebody and win the Judge doesn't hand you a bunch of cash and say "Congratulations". All you get is a piece of paper and it's up to the debtor to collect it. The term "junk debt" has nothing to do with how much documentation they have. It's called a "junk debt" is because they are buying a high risk debt where the debtor has high likelihood of not paying. The vast majority of these debts are not going to be from people with six figure incomes and higher than 800 credit scores. A lot of these debts are going to be debts of people that lost all their money from medical bills a
  14. Really? I just called them a third time and they now claim that all payments made on the date I paid got posted the very next day due to a system glitch. They still haven't credited my account, they claim that it will be credited by the end of the month.