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About LilBoricua103

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    Katy, Texas

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  1. Hi there. I know this is super late, but pretty much thanks to the pandemic, the case drag on with no court date. Once the court tried to dismiss it, Portfolio filed a motion to retain the case and I got a court date in the mail a whopping nearly 2 years after they file suit (the court date is for Feb 19, 2021!). I'm on the fence on what to do next. Since I can't do arbitration, I guess I'll just show up to court and see if they give me a settlement. I prefer it get dismissed but I doubt it will. The statute of limitations ended on this case already but since they filed before it expired
  2. My husband was about to call them to mention their erroneous filing but I said to let me post about the situation on here first to see what y'all would advise. My initial reaction was for us to just show up to court on Friday with proof of proper filing and see what happens. Thank you so much for your input.
  3. For that specific case which was also acquired by Midland for a Rooms to Go Account, (I ended up settling with them), US Bank was the bank when my husband opened the account and then it was acquired by Synchrony. Synchrony is the original creditor for this specific walmart account. I'm working on verifying any arbitration clause again for this specific account. I truly appreciate your help
  4. Now you have me second guessing that I read their arbitration clause wrong. I will go back and look.
  5. This specific account doesn't qualify, sadly. I've been reading up a lot on this website. Amazing info. On another post I made about another case I had, I learned the link to check on terms and sadly, this one doesn't qualify.
  6. I have attached the documents from the court. I am working on showing you the document, I'm going to see if it can be pulled up online. I truly appreciate your assistance. God bless.
  7. Wanted to add, they pretty much filed an improper motion. I'm wondering if I can request a dismissal of that motion during friday's court and possibly a dismissal of the case or if this would qualify to request a sanction for the improper filing?
  8. Midland Credit is filing the lawsuit and it was sold to them by Walmart (Synchrony Bank)
  9. I hope someone out there can help me. I asked this question a while back and my court date is on Friday, 10/25/19. Please help me...
  10. No. I sent them a copy certified mail/return receipt. I have proof I mailed them a copy as well. What do you suggest my next step should be? I'm really hoping someone can help me. Our court date is next month.
  11. Hi there, I was hoping someone could assist me. We are being sued by Midland Funding LLC in the JP court in Houston, TX. (side note, portfolio is after us too on another account at the same court-really stressing here). That being said, we filed an answer back in May. We got a notice of trial setting in the mail about a week ago for October and it also said we needed to let them know if we want a jury trial. Our confusion is WHY in the world would Midland funding file a motion for default judgment on July 18 when we filed an answer? We filed using a template someone suggested on her
  12. I looked up the arbitration clause for USBANCORP and arbitration is only possible when it's not in small claims and this suit is in small claims. Is there a place on this site where I can get help on filing an answer for this suit? I need to turn it in in a couple of days tops. Thank you!
  13. Thank you for your prompt reply! Means a lot. How can I go about requesting the card agreement? What's the best way? Also, I looked thru all my ring videos from that week I was out of town and was served and it seems like they only came once and didn't even bother ringing the doorbell and just dropped the paperwork at my doorstep on the floor. That's what video shows. Is that considered acceptable service of process? Thanks in advance for your assistance.