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  1. My bad i meant 3000.00 not 500.00..
  2. Its simple..If they havent filed suit call them and make them an offer..say 50% of amount...say 3000.00 ..Then ask them to set it up on 12 or 24 month payment plan. They would rather get something than have to play ring-around - the rosie. Try to stay in contact with them hrough out this situation. If you dont that become harder to work with and i know this from first hand experience.
  3. discover will sue...Have you called and asked them to set up another plan? With them ,if it was me, i would try to settle before law suit.
  4. already have my hearing date next month but nothing out of the lawyer for jdb
  5. yes ..actually efiled them and sent paper copy
  6. @cheese..i filed MTC almost 30 days ago and havent heard anything..nothing.. is this normal?
  7. if they do bring this up. how can i counter it..any case law available?
  8. Yes its junk debt buyer..You can bet i will bring it up..
  9. Guys my upcoming case is next month.I filed a motion to compel arbitration in april. It soon will be 30 days and havent heard anything from plantiff. Is this normal? Why havent they objected or will they just wait for court date.
  10. Here in Alabama we have a" best evidence rule" that states we can ask for only original documents. The federal rules of evidence 106 that says"we are entitled to the remainder of what ever is being introduced.Most all "BILL OF SALES" reference a "forward flow agreement",which contains everything. Most junk debt buyers dont wont to introduce this because it normally says there is not guarantee of anything being correct or accurate and you are buying as-is.,which would blow their case out of the water. Plus,this is just my opinion,if you see where they paid $100 for your $5000 debt isnt that unjust enrichment? Why would i pay more than what they expended? I have seen this work a few times. All affidavits ,on face value,are "hearsay" because they happened out of court but they can be introduced into evidence if you dont object. Are you sure who wrote those affidavits have personal knowledge of your account?
  11. no just last card statement that shows last balance was all that was attached to complaint. Account was with paypal mastercard
  12. incase this lawyer tries to pull a fast one. I hear they are under handed. So i have been reading for and against arb