debtstuffed

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About debtstuffed

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  1. Thank you! Re: service: I found this on the MN courts site under instructions for filing an answer. It says I can be the one who serves the papers. Am I reading this incorrectly?
  2. I was just writing a new thread and found this old one. The judge had us try mediation. I ended up paying them with a big wad of cash. No judgements show on my credit report. 🤷‍♀️ Glad its over
  3. 1. Who is the named plaintiff in the suit? LVNV Funding 2. What is the name of the law firm handling the suit? (should be listed at the top of the complaint.) Messerli & Kramer 3. How much are you being sued for? $1500 4. Who is the original creditor? (if not the Plaintiff) Credit one 5. How do you know you are being sued? (You were served, right?) Served 6. How were you served? (Mail, In person, Notice on door) In Person 7. Was the service legal as required by your state? Yes 8. What was your correspondence (if any) wi
  4. I'm not sure if I should post this as a separate thread, but... let's say I'm able to just give them the full amount right now to settle the case. Does the judgement still stand, i.e. would it still show on my credit report? @Clydesmom I think that's what you're saying, just wanted to make sure I understood correctly. The lady made it sound like they couldn't take the payment even if they wanted to.
  5. Thanks for your responses! Especially for correcting me where I was wrong. The trial is indeed a trial de novo. I'm not sure that they are going to use an attorney. They couldn't in small claims. They don't have any attorneys listed for the appeal in the county's register of actions and I haven't been notified of any attorneys being involved (but I don't know if they would be required to notify me or the court). Do all the same rules apply even though this started out as a small claims case? I've read hundreds of posts on this forum and wondered if it's worth attacking their pap
  6. 1. Who is the named plaintiff in the suit? A local Credit Union 2. What is the name of the law firm handling the suit? N/A the credit union sends their collections reps 3. How much are you being sued for? $2000ish 4. Who is the original creditor? same credit union 5. How do you know you are being sued? I was served papers at home 6. How were you served? In person. 7. Was the service legal as required by your state? Yes. 8. What was your correspondence (if any) with the people suing you before you think you were being sued? I received some mail and got constan
  7. Ok thanks. I do keep an eye on my credit report so I'll make sure the amounts are accurate as time goes by. FWIW I'm paying the full amount so I'll also make sure that's reflected. I tried three times to talk them down, including after I'd filed a GD, but no luck.
  8. Okay, thank you so much for the reply. I guess I'd rather have less than perfect language on my CR than a judgement!
  9. Thank you! Second question- how would this show on my CR when all payments are made? Settled? Paid in full? How will it show while I'm making payments?
  10. I verbally agreed to a settlement agreement with Hunt & Henriques who are representing Capital One. The agreement is in court doc format and is titled Settlement Agreement Jurisdiction Retained Under Code of Civil Procedure Sec 664.6. When I spoke to the H&H rep on the phone, I asked specifically if a judgement would be entered against me if i entered into the settlement agreement and she said no. The entire point for me of doing the settlement agreement was to avoid a judgement. However in the first paragraph of the doc it says that i "stipulate to entry of judgement in favor of capit
  11. Whoops, I may have blown it. I'm afraid I may have done a stupid thing. I filed a general denial to respond to a summons from an OC. But I included the signed Proof of Service form in the envelope that was mailed to the OCs lawyer. Did i blow it? Is my poor neighbor who signed the form going to be brought up on perjury? Editing to add way more detail.. I had a major lapse in judgment and it just hit me how bad it was. I'm going to lay it all out and hopefully you guys will be willing to offer some advice or tell me not worry about it. I'm on Day 30 from when I was served a Summons f
  12. Thank you in advance for any and all help! 1. Who is the named plaintiff in the suit? - Capital One Bank (USA), N.A. 2. What is the name of the law firm handling the suit? (should be listed at the top of the complaint.) - Hunt & Henriques 3. How much are you being sued for? - $3300ish 4. Who is the original creditor? (if not the Plaintiff) - N/A 5. How do you know you are being sued? (You were served, right?) - Summons served 6. How were you served? (Mail, In person, Notice on door) - In person (to la