Sorry I am new here so please bare with me if I am posting this wrong . I'll try to keep it short and sweet . This past Friday I noticed my wages were being garnished , I live and work in Texas . Our company is based out of Colorado which is where payroll comes from . So back in 2012 my wife and I were buying this car from a place called The Key finance , out of Oklahoma City Ok . A few months into payments our oldest son became sick . He had gotten diagnosed with leukemia at 4.5 years old . I quit my job to make all of the appointments with our son . So I put the car on a dolly and towed it back to this car lot , upon getting there we were met with the finance lady , she asked what was going on . We told her what was happening in our lives , and why we wanted to turn the car in . She insisted on us keeping the car . After an hr of back and forth , we decided to take the car and leave . It literally sat in our yard for another month or so before the repo truck picked it up . Fast forward nearly six years later , we are back in Texas and have been for nearly two years now. They are suddenly garnishing my wages for this car and are expecting 22k dollars , 25% of my wages ! I have four kids, almost 1000 in rent and a car payment now . Is this legal for them to garnish my wages when I'm in Tx?? I've read it's not and even telling my hr dept this , they say it's legal , and that they have to follow the Oklahoma court judgement ??! Some one please help my family as we've been dealt enough already . Any info or leads on how to resolve this will be deeply appreciated ! I can not afford an attorney, they took 260 out of my last check , I couldn't even pay my rent . I don't know what I'll get taken from my next one . Attached is what my hr dept responded back to me .