pranaman

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About pranaman

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  1. pranaman

    Dealing with Old Debt from Chase

    thanks Harry, sounds like the best choice at this point.
  2. pranaman

    Dealing with Old Debt from Chase

    thank you. So, the best thing to do - wait it out?
  3. About 2 months ago, I got 3 calls in a row from a toll free number. I answered the 3rd one, woman said she was from my bank, warning me of someone trying to buy a tv in a nearby town. Caught on after a while. It was a scam. Hung up, called that number, it was my bank's number. About a month later, my ATM didn't work, my phone didn't work. Money was taken from my account, and someone ported my phone number. I changed bank account numbers, got my # back, but it took work. Thought my info is one the "dark web". Experian says it isn't. What is the best way to protect myself from future fraud attempts?
  4. I have an old debt from Chase for about $5K. According to creditkarma.com, I have 720 and 721 from Transunion and Equifax. On experian.com I have 631, which also shows a balance due from a Chase Card that I owed about $5000. It only shows on experian. I was traveling and stopped paying in Dec 2011 and never settled it. It says Payment Status - Charge-off, it also shows https://www.screencast.com/t/9vViwwOmC, and I don't think I received a collection letter for it. What's my best bet in dealing with this at this point?