Justjdog

Payment envelopes or something

So I just got back from court with ceeeyeare and they had nothing (IMO)— no original document, no witness...just his tablet with some images of letters with my address on them that he said were proof that I was making payments on that account (I asked him if he had the actual letters and he said he didn’t need them, that “that’s not how it works”. I told him, unless he has original docs, that we had nothing more to discuss. This all happened before the actual trial, btw. Anywho, by the time the trial actually got underway, he started by asking the judge for an extension due to the fact that his witness could not make it...the judge granted that request EVEN AFTER asking if there was any explaination as to why the witness was a no-show with the lawyer unable to offer ANY reason whatsoever. Am I wrong in assuming this is all BS on the lawyer’s behalf? That he has NO proof that I owe this debt? I digress... at that point I asked the judge for a dismissal on the grounds of insuffient evidence on the plaintiffs part but the judge shot me down and I agreed to a new date in late July. I think I should have probably asked if it was possible (or demanded) to just continue the trial right then and there but I didn’t think to do so, at the time unfortunately. Does anybody have any thoughts on how this went down or what I should do or expect the next time out? I appreciate any input...thanks all!🙂

Also, is it too late to send a BOP?

So I just got back from court with ceeeyeare and they had nothing (IMO)— no original document, no witness...just his tablet with some images of letters with my address on them that he said were proof that I was making payments on that account (I asked him if he had the actual letters and he said he didn’t need them, that “that’s not how it works”. I told him, unless he has original docs, that we had nothing more to discuss. This all happened before the actual trial, btw. Anywho, by the time the trial actually got underway, he started by asking the judge for an extension due to the fact that his witness could not make it...the judge granted that request EVEN AFTER asking if there was any explaination as to why the witness was a no-show with the lawyer unable to offer ANY reason whatsoever. Am I wrong in assuming this is all BS on the lawyer’s behalf? That he has NO proof that I owe this debt? I digress... at that point I asked the judge for a dismissal on the grounds of insuffient evidence on the plaintiffs part but the judge shot me down and I agreed to a new date in late July. I think I should have probably asked if it was possible (or demanded) to just continue the trial right then and there but I didn’t think to do so, at the time unfortunately. Does anybody have any thoughts on how this went down or what I should do or expect the next time out? I appreciate any input...thanks all!🙂

Whoops. Thx.

So I just got back from court with ceeeyeare and they had nothing (IMO)— no original document, no witness...just his tablet with some images of letters with my address on them that he said were proof that I was making payments on that account (I asked him if he had the actual letters and he said he didn’t need them, that “that’s not how it works”. I told him, unless he has original docs, that we had nothing more to discuss. This all happened before the actual trial, btw. Anywho, by the time the trial actually got underway, he started by asking the judge for an extension due to the fact that his witness could not make it...the judge granted that request EVEN AFTER asking if there was any explaination as to why the witness was a no-show with the lawyer unable to offer ANY reason whatsoever. Am I wrong in assuming this is all BS on the lawyer’s behalf? That he has NO proof that I owe this debt? I digress... at that point I asked the judge for a dismissal on the grounds of insuffient evidence on the plaintiffs part but the judge shot me down and I agreed to a new date in late July. I think I should have probably asked if it was possible (or demanded) to just continue the trial right then and there but I didn’t think to do so, at the time unfortunately. Does anybody have any thoughts on how this went down or what I should do or expect the next time out? I appreciate any input...thanks all!🙂

Thanks for your help Ryan!👌

Ok so I have my answer ready to go so what all do i need to take to the court with me? I know I need the answer and a copy to be stamped(?)... what about proof of service?

Oh ok, got it... thx for the clarification everyone!

Well, I'm assuming a junk debt buyer is different from a law firm: the law firm is representing the original debt owner, I think, and a junk debt buyer is not representing the original debt owner but representing only itself. I am very new to all this so I understand that I could be way off but this is how I understand it so far... am I wrong?🤔

So does it lessen my chances of winning the case if it is a law firm as opposed to a JDB Sadinca?

Thx for that sadinca!

Yeah, I kinda figured it was a proper service, that's why I really didn't bother getting into it so much. I even argued with my wife a few times trying to explain that my mom being there next to my boy was probably enough to make it a legal service of summons. I guess the only reason I hung onto the possibility of it being an improper summons was my wife's insistence that it wasn't-- she was adamant so it got me to thinking that I was just being thick- headed... as usual, Haha!😅 Well, thanks for clearing that up for me Clydesmom! I can definitely move on from that scenario and concentrate on my answer now. Btw, does it matter much if I send a demand for BOP before or after my answer? Thx again for all your help everyone!😁

Well sadinca, what I didn't mention concerning the service of the summons was that my mother just happened to be there at the time (she's rarely there if I'm not home myself) of service but the server handed it to my son and not to her though he did ask my mom for her name. She, for whatever reason, gave him a false name (not sure if that helps or hurts my case). Not sure why he didn't just hand it to her in the first place. So that's why I didn't mention it earlier-- just too lazy to have to go over all the gory details. 😑

Oh, ok... thx anyway sadinca😊