Justjdog

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Everything posted by Justjdog

  1. I made no official requests of any sort. I didn't see or notice any official request from the Plaintiff's lawyer either, only him asking the judge for a continuance right there in court. Thanks for your help Ryan!👌
  2. So I just got back from court with ceeeyeare and they had nothing (IMO)— no original document, no witness...just his tablet with some images of letters with my address on them that he said were proof that I was making payments on that account (I asked him if he had the actual letters and he said he didn’t need them, that “that’s not how it works”. I told him, unless he has original docs, that we had nothing more to discuss. This all happened before the actual trial, btw. Anywho, by the time the trial actually got underway, he started by asking the judge for an extension due to the
  3. So I just got back from court with ceeeyeare and they had nothing (IMO)— no original document, no witness...just his tablet with some images of letters with my address on them that he said were proof that I was making payments on that account (I asked him if he had the actual letters and he said he didn’t need them, that “that’s not how it works”. I told him, unless he has original docs, that we had nothing more to discuss. This all happened before the actual trial, btw. Anywho, by the time the trial actually got underway, he started by asking the judge for an extension due to the
  4. So I just got back from court with ceeeyeare and they had nothing (IMO)— no original document, no witness...just his tablet with some images of letters with my address on them that he said were proof that I was making payments on that account (I asked him if he had the actual letters and he said he didn’t need them, that “that’s not how it works”. I told him, unless he has original docs, that we had nothing more to discuss. This all happened before the actual trial, btw. Anywho, by the time the trial actually got underway, he started by asking the judge for an extension due to the fact th
  5. Ok so I have my answer ready to go so what all do i need to take to the court with me? I know I need the answer and a copy to be stamped(?)... what about proof of service?
  6. Well, I'm assuming a junk debt buyer is different from a law firm: the law firm is representing the original debt owner, I think, and a junk debt buyer is not representing the original debt owner but representing only itself. I am very new to all this so I understand that I could be way off but this is how I understand it so far... am I wrong?🤔
  7. So does it lessen my chances of winning the case if it is a law firm as opposed to a JDB Sadinca?
  8. Yeah, I kinda figured it was a proper service, that's why I really didn't bother getting into it so much. I even argued with my wife a few times trying to explain that my mom being there next to my boy was probably enough to make it a legal service of summons. I guess the only reason I hung onto the possibility of it being an improper summons was my wife's insistence that it wasn't-- she was adamant so it got me to thinking that I was just being thick- headed... as usual, Haha!😅 Well, thanks for clearing that up for me Clydesmom! I can definitely move on from that scenario and concen
  9. Well sadinca, what I didn't mention concerning the service of the summons was that my mother just happened to be there at the time (she's rarely there if I'm not home myself) of service but the server handed it to my son and not to her though he did ask my mom for her name. She, for whatever reason, gave him a false name (not sure if that helps or hurts my case). Not sure why he didn't just hand it to her in the first place. So that's why I didn't mention it earlier-- just too lazy to have to go over all the gory details. 😑
  10. ... complaint, cause of action, civil case cover sheet and statement of location and notice of case assignment... pretty much it.
  11. Nothing beyond the complaint... just the most basic info regarding the case
  12. Thx so much for the response RyanEx and thx for the warm welcome!😁 So I don't have to write anything at all on the general denial other than filing out the general info? Wow, that saves a lot of time and trouble(and worry... that you're responding incorrectly). So, if they don't send the court a proof of service after the 40 days is up, should I take any action at all or just wait for then to try and serve me correctly? Thx again RyanEX for your help, I really appreciate it!
  13. Also, I called the court today to see how they (the law firm)were saying that they served me(so that i could know for sure if i had 30 days or 40 days to respond due to them serving my 11 year old son when i wasn't home), and they informed me that the law firm have not yet stated to the court that they have served me (I guess a "Proof of Service"?) and is been like 28 days! What happens if they fail to provide that info to the court? Will the case be dropped? Thanks in advance for your response.
  14. My question is: should I just respond with a General Denial stating that "I have no recollection of having any business with said bank and therefore deny any and all allegations against me"?
  15. Who is the named plaintiff in the suit? TD Bank 2. What is the name of the law firm handling the suit? (should be listed at the top of the complaint.) Sea Eye Arr Law Officers 3. How much are you being sued for? 1k 4. Who is the original creditor? (if not the Plaintiff) Tea Dee Banc 5. How do you know you are being sued? (You were served, right?) Served a summons 6. How were you served? (Mail, In person, Notice on door) They dropped it off with my 11 yr old son 7. Was the service legal as required by your state? I don't think so