Sinaayrha909

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About Sinaayrha909

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    california
  1. I really appreciate your help. I called and they asked my financial situation and told them my situation. They were willing to let me pay $100 a month for 2 years. It wasnt as hard as I thought it would be. She said they are directly working with CO and since I called before it was too late. I asked her to send me the documents first before setting up the payment. I was going to ask for lump sum but I dont have the money and asking money from family is not an option. I think $2k is not bad for 2 years. Thanks so much.
  2. I’m sorry but I’m new to this but what do you mean exactly? I get conflicting response everywhere. Like reading on some forums with same situation someone says I need to send second letter or to deny it. I dont really know. Thanks
  3. Thank you so much for the quick response. This thing has been stressing me out and I can barely sleep. To answer your question, the last time I paid this account was July 2017 and my debt’s $3500. I’m in california by the way. If they decide to sue me, what kind of letter should I be waiting for? Thanks.
  4. Hi. I had been out of the country for about a year now and when I came back I checked my deliquent account on my Capital One and found out it has been charged off and Hunts & Henriques was listed. I remember receiving a letter from them last mid August but decided to toss it away. I know I regret it now. So after finding out their informtion on my capital one account, I decided to call them. I asked for Debt Validation and they sent me few days after a copy of a year worth of statement. The letter on the front just says this is the account statement I’ve requested and the bottom it says, this firm is a debt collector. My question is what do I do next? Do I need to send them again or call them to negotiate? But the problem is I’ve yet to find a job but willing to pay monthly. Thanks for all your help.