Lady Bug

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Everything posted by Lady Bug

  1. Thank you so much for the quick reply, and yes, you understood the bank situation correctly. There are actually 31 complaints listed on the summons. Some of the key ones include these: ^ pursuant to California Civil Code 1788.58(a)(3), plaintiff is the sole owner of the debt. Attached hereto and incorporated herein by reference as exhibit a is a true and correct copy of the bill of sale from bank B to the plaintiff. The account was purchased by the plaintiff on September 2017. {COMMENT: This agreement was between bank B (not the original lender/creditor) and Midland, and contains
  2. I just wanted you to know how relieved I was to find this form! I'm going into battle with Midland funding over 8K credit card debt and was having so much trouble figuring out how to do this myself, until I stumbled onto this form. I can't thank you all enough for maintaining this form and for all the knowledgeable and generous people here who help thought of us who are newbies. Thank you, thank you, thank you! I have about 10 days to file my answer and I'm going to file that PLD-050, to start things off. My first question is this. They did attach a bill of sale to the summons, but it s
  3. I just wanted you to know how relieved I was to find this form! I'm going into battle with Midland funding over 8K credit card debt and was having so much trouble figuring out how to do this myself, until I stumbled onto this form. I can't thank you enough for posting your story and even giving the steps and forms to help people like me along. Thank you, thank you, thank you! I already have questions and I'm not sure if I should start a new form or just keep building on this one? I'll start here and I apologize if I was supposed to start a new form. I have about 10 days to file my