aTex-vet-42

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About aTex-vet-42

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  1. MY plan / goal is to re-read that thread (I have it saved and open in a seperate tab too) to go thru and draw a "bullit time line' of sorts to *See* the steps clearly that i have to do. then post it here as a rough drawing... Think of the "IF--> Then" charts for troubleshooting "X". (deep breath - pause -exhales slowly) I am hoping to make a clean and clear picture diagram to be uploaded for future folks to see and use as we all know... not everyone is a text based only learner. some are visual - still others are auditory..... and still others are *hands on*....(shrugs)
  2. @Brotherskeeper "Thank you." IT was stressful, I can not lie. trying to get the counties wifi to cooperate for the 1/2 hour i was there early.... got it solved like 5 minutes before the Zoom hearing. JoP was very patient as I fumbled thru the on screen settings showing that i had headphones at the ready if he couldn't here me... then getting the default to "unmute" he was actually giggling as I was fumbling thru the setup.... once it was good & solid with no lag he said something like okay, shall we begin... He wanted to clarify that I wanted to go with the MTC and wanted to make sure I "knew" what that meant, then he brought the R-S guy on the screen who wanted to talk about a mediated direction. i said no thank you I had been doing some reading and meditating and have decided this is the route I feel comfortable going with. JoP didnt try to perswade me and when he asked the R-L guy if he had any objection? The R-L guy was (deep sigh) "No I do suppose I have an ubjection but, I don't recomend it as I had already said (another medium sigh), then the JoP started to write on paper and said, Okay, I am granting the Motion to compel. I ask the JoP how I would be recieving a copy of it, he said well, seeing as how your in the parking lot, you can come inside in a minute and we will give you a copy. so then I fumbled with the button in the screen to leave the session while getting to hear the JoP talk about getting the next case lined up and unmuted.... So, after I was screen turned off. I took a deep breath and said "thank you to y'all here who have now helped me get to this safe "staging point" where I can now take a breather and prep for the stages of ARB........
  3. MY hearing for the "Reboot" is after lunch today. You see back in February PRA/Rausch opened to sue again in JoP court. got alternate served. Sent my "Original answer" for this 2nd case (same issue) back in February with the election of arbitration and gave a copy of the MTC along with the "original answer". So, sadly, I am going back to court over an alleged debt that was NOT dismissed with prejudice EVENTHOUGHT they no-showed the case. @fisthardcheese and @Brotherskeeper Thanks you two.... parting update....edit... got zoom installed on phone and it appears to be working correctly. (fingers crossed) will be leaving shortly to go be in the JoP's parkinglot to use their WIFI as it will likely be much more stable then our DSL.... will update when i get time tonight.
  4. okay so demand for arbitration PDF is filled out "Correctly" this time. A) I am the consumer. b) PRA LLC is the business. C) For the business representative info, I filled in some of it. -made 3 copies of the PDF Now to go through all the stuff I had setup for last court hearing weed out the chaff. I did see I had a form prefilled out for the court to use for appoval of the MTC ... i'll double check it to see if its still properly and correctly filled out. Because its a Zoom meeting - AKA video conference website; I was thinking of going over to the JoP parkinglot and using their WIFI signal for the bandwidth and likely stable web-feed. Plus the added possible bonus of being able to instantly drop off this fresh copy of the Demand for ARBitration as well as the approval of MTC?
  5. Okay, so let me refresh. I this second go-around. my initial answer does in fact have "electing to goto arbitration".... so I should just have everything filled out and ready for the hearing and allow the judge to give approval before filing again?
  6. SO, *THAT* looks like a very legit ADHD/Dyslexic boo-boo on my part. I should of had PRA LLC as the respondant not R-L! and used the PRA virgina address info as the respondant not R-L "their atty of record". @Brotherskeeper That sound like I understand you better?
  7. @fisthardcheese I do NOT have a "granted MTC from the court". When the JoP told me during the last hearing - where he dismissed WITHOUT prejudice he said, if they do refile then please submit any additional forms early, he then said something (paraphrase) 'my staff should not of told you to not submit forms early.' so this 2nd time around - back in Feb -here is what I did: so, at this point, I also Just saw BrothersKeepers reply and answered her wisdom... so, now I should refile online at AAA against PRA with their Virginia address and NOT R-L but, have a CC for *them* ???
  8. From the wisdom I just re-read on this thread: https://www.creditinfocenter.com/community/topic/332033-aaa-administrative-closure-of-case-what-to-do-now/ May I humbly ask for the input from @BV80 as well as @Brotherskeeper please?
  9. So here are the pics of the pdfs, finally. [Edit to ad: Sorry for some unknown reason some pics are sideways in here but, not the way I saved them] These are the emails from AAA and a copy of the emails to the JDB and back to AAA that were CC:'d to me. Aside from the mistakes I have already admitted to and the struggles I've had trying to get these things redacted(sp) and then uploaded. -- each picture title of date & aaa is the email to me --- the 3 pictures with "part" in the name are the CC'd email with the JDB So, I'm going to assume i did something wrong by sending in a copy of the arbitration clause from the agreement that I found? I did the online fast form on AAA's site back in Fab and shown in thread. Now here lately I have seen a few threads regarding Portfolio Recovery Associates and AAA not playing ball and AAA ending the arbitration for some users here since - I thought I saw March of 2020? So, with all this screwing up (on my end) and my court hearing via video conferencing on the web on wednesday, some questions: 1) should i file a fresh AAA arbitration before the hearing Or wait till the end of the hearing? 2) should I file a fresh one so that the previous uploaded syncronisity stuff is not referenced in the beginning and allowing me time to get the JDB to pony up for the first hearing deadline? 2.1) Recalling the suggestion Fisthardcheese suggested to a different user to put a modest $1K for damages in the claim. I didn't see where I could do that and as such I didn't say anything towards that in my initial application. All I did was fill in the alleged debt on their form question #2 briefly explain the dispute & I wrote "billing dispute & Violations of the FDCPA; -question #3 for the ~$1000 ; then for their question #4 i checked the boxes for "Attorneys fees, interest & arbitration costs." there was an "other" option and space to write but, wasn't sure so didn't add anything else. 3) using the wisdom of the mutually beneficial walkaway with prejudice toward the JDB to expire on the deadline they have to pay their fees? (I need to find that exact phrase and give it proper credit here too.) @fisthardcheese and @texasrocker I patiently await your wisdom or anyone else's for that matter. Thanks again for your time.
  10. email replied this morning from AAA. with it were here is the reply: Hello, Thank you for contacting the American Arbitration Association. We did not receive an agreement or contract clause providing for resolution of this dispute by the American Arbitration Association or under its rules for Rausch Sturm as per your demand or comments requested to the objections from the respondent see attached. We have closed this case as deficient filing. This matter would have to be refiled by the claimant with the appropriate documents and filing fees. At this time this matter remains closed. Thank You, Consumer Filing Team SO when I get back from running errands, I will redact the 6 pdf's associated with this screw up of mine and post them here as a follow up. And, I now have to ask for what I should do next. /facepalm
  11. I called AAA a few minutes ago and they talked me thru what to write and I sent the email right before starting this update. Basically it was Initially identifying myself as the claimant and that I should have a reply within 24 hours.
  12. I'm a veteran struggling with PTSD and its added bonus of depression and anxiety crap. I am "owning it here and now" - I mentally froze up for the last week over this like a darn deer in the headlights. 2 Days ago I found that somehow- some mistake- the email address that was attached to the AAA application was a completely different than I thought was attached to it! I created one that we used for anonymous stuff regarding our school district and the local paper... that email got locked up in Fedb/March when Covid ramped up and I forgot about it. Meanwhile I was keeping an eye out in the normal emails I always use. A little over a week ago I got that anonyous email finally unlocked and discovered that there are 5-6 emails from AAA about the case. The last one sent on May 19th has this segment from the email: Dear Parties: We are in receipt of documents from claimant seeking to initiate arbitration between the above-referenced parties. Claimants submissions are incomplete; accordingly, the AAA will not proceed with administration. Specifically, claimant failed to submit the following items required to initiate arbitration under the rules: - An Agreement or contract clause providing for resolution of this dispute by the AAA or under its rules. The AAA has administratively closed its file. Upon receipt of the omitted items, the AAA will reopen a file and proceed with administration. Kindly reference the case number when re-submitting the demand. So I saved in a text file, a segment from someone else's thread (posted 3/7/17) where @Fisthardcheese suggested considering the following : "in a demand for arbitration against PRA would say something like "violations of the Fair debt collections practices act and violations of [edit for my state] fair business practices act by communicating false & misleading representaion in connection with the collection of an alleged debt" They also added that -that little bit is all that is required. and then suggested a modest statutory $1K in damages for the claim. A) I found my web-filed documents that i did sent to AAA. This is question #2 & 3 on the AAA form. 2. Briefly explain the dispute: Billing Dispute and Violation of the Fair Debt Collection Practices Act 3. Specify the amount of money in dispute, if any: $1403.68 I made a pdf of a part of the lowe's credit form/rules/what-have-you and it shows that this was sent along in the application I filed. So Now I wonder what They need from me. Its now 4:56 CDT on Wednesday. Y'all suggest calling them at AAA but, the emails from them always say email only yet they give the 800 number to call as well. C) Tomorrow morning I was planning to call and ask what the specific data was they needed from me to send them. I was also thinking of asking them what all they did receive when I initially filed. Suggestions? D) my Zoom (video conferencing style) court hearing is scheduled for next week -wednesday IIRC. E) Geez-o-pete I can't believe I let this happen. I'm trying to shake the fear off my shoulders and dust myself off from my own mistake(s). I have a VA tele-vid-mentalhealth counseling session at 11AM tomorrow as well. F) oh and it didnt help to have our water well die on sunday night the 6th of this month either. We got it finally repaired/replaced this sunday/monday. Turns out something failed, causing it to overheat and it balloned the PVC threads and it fell off the threads to the bottom of the well. Also discovered the power cord was no longer watertite so that was more excitement... $4K all told to fix it, yehah... G) Oh and the Justice of the Peace court called requesting my email ID for them to send me the zoom link for the hearing. I will be calling them tomorrow to give them an email, just not sure what email I'll give them as I don't know IF that will be public info and thus, the PRA would then have access to it???
  13. So heres an update of where I stand right now. JoP court date is set for near the end of this Month for a ZOOM hearing. I have not heard a peep from AAA nor have I seen any mail or email from them about the fast filed(and paid for Arbitration) Several months back I got a letter from the PRA LLC asking to call them to settle this and pay up. I did not respond to them as I was awaiting the response from AAA first. (kicks myself in the rear for not posting this when the JoP letter 1st arrive a few weeks ago. I've been distracted by getting ready for kiddos to school from home and my other VA crap.)
  14. so here we go again....yippy skippy. (X) AAA arbitration form filed online with attachments and paid for in the "Fast file" page. (X) printed off 3 copies of the AAA form 1 as exhibit A in my answer a)court, b)PRA LLC copy to be mailed, c) mine (X) printed off 2 copies of the arbitration agreement page as exhibit B for court as listed in "answer" a)court, b) mine (X) printed off the "Answer" -3 copies. a)court, b) plaintiff, c) mine (X) printed off the MTC -2 copies. a)court & b) mine (X) printed off order to compel courtesy copy for court (2X) just incase (X) printed off copy of AAA receipt with confirmation number oops, discovered all out of envelops.... need to get them enroute to filing with JoP & mailing courtesy copies to PRA LLc "Rausch". off to file.... (fingers cross) all goes smoothly in my favor.
  15. Just an update. So far it seems the county court is still sitting on it.... no changes or updates of any kind to the case... So, "no news is good news" for us still. Correct? /good night y'all.