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About Ihatelawsuits

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    Cleveland, Ohio

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  1. Yes, this is a consumer debt. If I filed it today would that be enough time since the pre-trial is Monday? Also don't I need a filing with JAM to make it look like I mean business. I will work on drafting a MTC this morning.
  2. My loan agreement states it will pay $1,000 for filing fees but Jams charges $1,500 so I would be left to pay $500. Not sure I am comfortable with that. "(d) You will pay all filing and administration fees charged by the administrator and arbitrator fees up to $1,000, and you will consider my request to pay any additional arbitration costs. If an arbitrator issues an award in your favor. I win not be required to reimburse you for any fees you have previously paid to the administrator or for which you are responsible."
  3. Is there a template that I can use to FTC? I will have to look up may state laws to see if I can do this.
  4. I am being sued by Velocity Investments, LLC in the State of Ohio. I have attached a redacted copy of the complaint for which I sent a Response and was assigned a Pre-trial date that is this upcoming Monday. Wonder if there are any good defenses that I can use for this case. Thank you for any help you can give me. Velocity Complaint.pdf
  5. I was expecting the slaughter but I was going to go down fighting after meeting the guy who showed up to oppose the case.
  6. The guy that showed up did not look like a real attorney. Sloppy dress and scuffed shoes. The original attorney is from West Virginia and that is 4 hours away.
  7. Nope, never cured. Thanks for the congrats, I am really relieved!! I thought for sure I was going to lose.
  8. No explanation at all. Was very strange. Guess they were hoping I would be scared and would settle. Does this happen a lot?
  9. Went to court on Monday and it was Dismissed Without Prejudice. So I assume it will be coming back around again sometime but glad it is over for now. I went to the courthouse and the Opposing Attorney, of course not the same lawyer on all the documents, arrived and tried to get me to settle. Slight discount at a lump sum or full amount over time. I told him no, we are going to trial and he left me along while we waited. I pretended to read my notes and wrote down a few things so he wouldn't try to talk to me again. I like to think I scared him by looking all prepared. LOL We went into the court room and he stated they were dismissing the case without prejudice and that was that. Thanks for all the help, there is a lot of really good information in this thread!
  10. The law office that is handling the case is 4 hours away. I checked though, he is licensed in Ohio. He phoned in at the pre-trial.
  11. This is what they attached as the Bill of sale. Bill of Sale.pdf
  12. Not looking forward to my court date. I suppose it's too late to file any defenses.
  13. Does the fact that their Motion for Summary Judgement was denied after I filed my Response to Summary Judgment help me at all or is that very insignificant to the case?