Hi need your help please!
November 2018- I received a letter from a lawyer representing Cavalry (OC-Citibank) that they now represent Cavalry
December 2018- sent a letter to validate, received a package of: affidavit of sale by OC, Cert of Conformity and bill of sale assignment, few statements, and agreement Citibank.
January 2019- rec'd letter from Cavalry not Lawyers with "lacking any specific facts or info which would allow us to conduct an investigation...we are unable to investigate pursuant to FCRA"
January 2019- Notice of Intention to File Lawsuit
Amount due: 14-18K
So I've been reading through the posts and some have recommended waiting to be actually served and than requesting arbitration ? I believe with this Citi agreement its AAA.
and others have mentioned to start process of arbitration, which then renders them unable to sue in small claims, but this is over 10k, would that still apply?
I need your help, I'm trying to educate myself about all of this but I'm having alot of difficulty comprehending on course of action to take. Thanks!