Long story short. The wife and were in Dallas as students. I am Dutch, she is Brazilian. Both attended university. We were international students. I did my masters, she her bachelors. As Internationals we were very limited as to what work we could legally do, so our families were helping us pay for the tuition. Now in our last semester, my wife’s family suffered an very serious medical emergency and could no longer afford to pay. My family the same. Terrible timing! We talked to the university and they were very gracious. The told us that since we were both almost done, they’d let us complete our studies and pay them off gradually. (Obviously we’d get the diplomas once the balances were cleared).
Now. Right after completing our studies I was able to find a full time job at a church. It didn’t pay well at all. But they wanted to bring my wife and I on staff full time and long term (I was able to do this legally as it was an OPT job). During our OPT year we got pregnant (total surprise) we were paying around 150-200 dollars a month. Fast forward to the end of the opt year wen the church was supposed to apply for a visa change for us, they never did. And having our current visas on the verge of experiration we decided to leave as we refused to do any illegal under the table work.
Weve moved to Curaçao where I am from. (Dutch territory in the Caribbean). Took almost a year to find a job. We were not able to pay towards our school balance meaning it was sent to collections . My balance of 10.000 was sent to Williams and fudge. Hers was sent to CCA(4000). We want to clear the balance in the next 10 months. We will be living with family rent free during that time and the most we will be able to scrap together would be around 6000-7500 (600-750 per month for 10months). Is this amount that we could offer these collectors? Salaries here’s are terrible and the only window we have to do this is during the next 10 months.
Hoping to hear from you all