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About TexasNanny

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  1. Thank you. Also thank you for trying to point out to everyone, “You essentially opened this card up, maxed it out, made a few payments then stopped paying, prior to the one year ago period your hardship began.“ That might be how you see things, in black and white but you have no idea when the hardships actually began. People come here for help and not to be degraded and feel bad about themselves. My “hardship” began a year and a half before I started taking care of my granddaughter. I moved in with my mom to be a full time care giver for the last year and a half of her life. Do you hones
  2. Update on my court date. For some reason the court date was set back a few weeks. I finally went to court on Tuesday and I was told they dropped the case the Friday before. The lawyer did not send me notification. They don’t like arbitration, that’s for sure. I will take the win. ❤️ Thanks everyone who helped me! Also an update on the case with my granddaughter. May 10th I represented myself in court and won full custody of my granddaughter. ❤️
  3. I filed my Answer with Certificate of Service, MTC with Proposed Order attached, Agreement with notarized Affidavit. I sent everything to the attorney CRRR and they should get it tomorrow. Now time to wait and see where this goes. I want to thank everyone how took the time to help me get this figured out. I will update as I hear more. I want to stay active all the way through with this so hopefully my experiance can help someone else. A court date was set for the end of April, but if the MTC is granted I'm not sure if the court date will stay the same. I am in uncharted territory. Without givi
  4. Hopefully I have CORRECTLY done my paperwork and it's ready to move to the next step. If you could look over them to make sure I have everything and it is correct and give feedback I would GREATLY appreciate it. I have: #1 Answer with Certificate of Service #2 MTC with Proposed Order #3 Copy of Agreement with the Notarized Affidavit DEFENDANT ORIGINAL ANSWER and Certificate of Service.pdf MTC and Proposed Order.pdf Synchrony Bank - Walmart MasterCard Account Agreement and Pricing Information.pdf AFFIDAVIT for credit card agreement.pdf
  5. We will see how this turns out. I will be submitting my Answer and MTC by Wed. I plan to stay on this forum through the process so hopefully my experiance will be able to help others from beginning to end.
  6. None at all. I jumped on it when you suggested it. I called and was told contact the lawyer. I did and was told the perfered method of contact is email so sent an email explaining my situation and I have received NOTHING. The lawyers voicemail stated he would, "Respond within 24 hours". I'm hoping to hear from him but I've got to file my answer and prepare. If he reads the email he will at least know he's fighing a broke woman. With no response from him also makes me question if I want any correspondence with him through email. Well, that might be in my favor at some point also. Who knows. Th
  7. Thank you. I know from all the research AAA has been much easier to navigate. I will finish getting all my paperwork ready.
  8. I have found the fee's for AAA but I can't find the fee's that JAMS will charge the JDB. I see many people on this forum claim JAMS is the best choice. I've searched the forum and JAMS website and haven't found a clear answer. On AAA's website it was easy to find the fee's but no luck at all on JAMS. I want to make sure I chose the best possible that will have the JDB running away. Thank you!
  9. @fisthardcheese Thank you so much for your help. I have been spending HOURS trying to write things I didn't need. I appreciate your help more than you could ever know. I hope I am posting this reply correctly, I'm still learning this forum. So in the SAMPLE MTC, I would delete line #2-. Defendant sent a letter via certified mail to Plaintiff's attorney on ____________, 2011, electing arbitration with JAMS and requesting dismissal of this case (see Exhibit A, attached). correct? Common sense says yes, but I have been way over thinking everything.
  10. I was served last week by Portfolio Recovery/Synchrony, in Texas. I have completed my answer to file next week. I am going to submit my MTC as well. The link to my original post is at the end of this post. Thank you to everyone who will take time to read and respond. I am at the point of pulling my hair out. In the SAMPLE MTC, under #2 it claims I will have already sent a Notice of Arbitration Election to PRA/Lawyer before I file my MTC. I have found a NOTICE OF ARBITRATION ELECTION (provided below) For those who have used arbitration is this the steps you have taken? In most of the po
  11. Is there anyone out there who could help with my questions? I feel I am at a stand still. I have so many open tabs on my browser trying to clerify the answer my head is spinning.
  12. This was given to me by a Justice of the Peace. 2009 updated information. Texas State Texas Justice Court Training Center Self-Represented Litigants https://www.tjctc.org/SRL Self-Help Legal Information Packet: When a Debt Claim Case Has Been Filed Against You. https://www.tjctc.org/SRL/debt-claim.html Information Packet – Click here for information on how to proceed if you have been sued in a debt claim case. Debt Claim Forms Answer Form - Use this form to respond to the lawsuit.
  13. I have been working on my answer and MTC. I have changed up my answer a little but will post that for suggestions soon. I have looked over my Synchrony agreement which offers JAMS or AAA. I have found many on the forum who suggest JAMS and others AAA. I am not sure which one would be best since many of the threads are older. Which one would be more in my favor to win? I don't remember getting anything from Portfolio Recovery through mail or phone calls prior to them filing suit. I don't know what I have to fight with. I just know I don't have the money to settle. Also, I have put the text
  14. I will get on that today and hope for the best but keep preparing for the worst. Thank you so much for your help.
  15. Thank you, I didn't know that was even an option. Would you suggest I contact PRA directly or the lawyer they have assigned to my case?