I have an account with Portfolio Recovery. Balance $1800. The SOL on this account expires in 4 months: I just received a letter stating my account has been transferred to their litigation department but no attorney has reviewed the file. I don’t know if I should go ahead and make payment arrangements at this point or what I should do since I’m so close to the SOL. The SOL in my state is 3 years and the last payment was made in August of 2016. Has anyone received a letter from Portfolio showing it was transferred to litigation and not later been sued? Any advice is greatly appreciated!