So I received this letter from them yesterday. How should I properly handle these steps???
I really don’t have much funds to settle but I could see what they seek in return. I hope it the full amount. Would they try and settle for a fraction of the debt???
I only work 2 days out of the week and collect unemployment... what are my options???
Do do I go bankrupt or see if they settle???
I need answers asap. Unfortunately I received this damn letter on my bday so I cancelled my plans and will try and use that cash to help me out.
Please. Please. Help me out!! I don’t have much time to respond
