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About Carlos28

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    New Jersey

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  1. I had a synchrony credit card with a debt of $2200 in the state of New Jersey and it was sold to Midland in 2018. I was sued by midland and I submitted an answer within the 35 days to respond stating that my credit card agreement specifically states "that if you or we make a demand to arbitrate we must arbitrate any dispute." Immediately after submitting my answer to the court I got a letter of a trial date. Isn't there supposed to be a pretrial first?
  2. I called the court today and they said that a trail is scheduled. Is that normal?
  3. Does the copy to the opposing attorney have to be certified mail or regular?
  4. By the end of this week should I file an MTC or wait until we meet in court?
  5. I answered the lawsuit today. How long should I wait before filing the MTC Arbitration?
  6. I settled with Capital One after they sued me and they just sent me a letter that they dismissed the matter and it has been settled for the amount that was agreed to. Can they court permanently delete this record? Is there anything I can do so that the court permanently deletes the docket number and all the information that it has online?
  7. I had an old navy synchrony bank credit card that was sold to midland a few months ago and I received a certified letter in the mail that I am being sued by the Superior Court of NJ Law DIvision, Special Civil Part and I have to submit an answer. I have been reading the arbitration strategy and wanted to find out should I demand arbitration through JAMS or AAA? The debt is $2200.
  8. I copied this from my credit card agreement. I just want to confirm, I am only submitting an answer to the court and a demand to arbitrate letter enclosed in the same envelope? Should I include a copy of the credit card agreement? RESOLVING A DISPUTE WITH ARBITRATION PLEASE READ THIS SECTION CAREFULLY. IF YOU DO NOT REJECT IT, THIS SECTION WILL APPLY TO YOUR ACCOUNT, AND MOST DISPUTES BETWEEN YOU AND US WILL BE SUBJECT TO INDIVIDUAL ARBITRATION. THIS MEANS THAT: (1) NEITHER A COURT NOR A JURY WILL RESOLVE ANY SUCH DISPUTE; (2) YOU WILL NOT BE ABLE TO PARTICIPATE IN A CLASS ACTION OR SIMILAR PROCEEDING; (3) LESS INFORMATION WILL BE AVAILABLE; AND (4) APPEAL RIGHTS WILL BE LIMITED. • What claims are subject to arbitration 1. If either you or we make a demand for arbitration, you and we must arbitrate any dispute or claim between you or any other user of your account, and us, our affiliates, agents and/or if it relates to your account, except as noted below. 2. We will not require you to arbitrate: (1) any individual case in small claims court or your state’s equivalent court, so long as it remains an individual case in that court; or (2) a case we file to collect money you owe us. However, if you respond to the collection lawsuit by claiming any wrongdoing, we may require you to arbitrate. 3. Notwithstanding any other language in this section, only a court, not an arbitrator, will decide disputes about the validity, enforceability, coverage or scope of this section or any part thereof (including, without limitation, the next paragraph of this section and/or this sentence). However, any dispute or argument that concerns the validity or enforceability of the Agreement as a whole is for the arbitrator, not a court, to decide.
  9. is the arbitration demand letter a motion or just something attached to the answer?
  10. 35 days but i want to reply right away