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About Carlos28

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    New Jersey

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  1. They filed a lawsuit in court.
  2. I lost my job 2 years ago. I have been applying since and have not landed a job until today. The money that I have is what I have saved over the years and not much. Should I call the lawyers who are suing or midland? Can they use this against me in court?
  3. I am being sued by Midland Funding. They purchased my debt from Synchrony Bank Paypal Extras Mastercard. The debt is $4100. I received the letter today that says "unless, within 30 days after your receipt of this letter you notify us in writing that you dispute the validity of the debt this will assume that the debt is valid." I know the debt is mine. Should I dispute it?
  4. If they demand that I file in JAMS do I have to pay JAMS?
  5. I was sued by Chase in January 2019 and I settled. I settled with Chase before the first court date and then they sent a letter of dismissal. Is there a way I can delete the complaint/docket number from the court records?
  6. What happens if arbitration isn't approved by the judge?
  7. The letter includes the 30-day validation notice. Are the 30 days from the date on the letter or from the date that I received it?
  8. Do I send the dispute letter via certified or regular mail?
  9. How do they have proof that I ever received their response?
  10. Will they send their response to the dispute letter via certified mail?
  11. In the dispute letter can i request that they provide me with a copy of the credit card agreement?
  12. I had a Synchrony Bank account that was purchased by Midland Credit Management in September 2018. I just received a letter from Pressler, Felt, & Warshaw that the account has been placed with them for collection. I don't have the $4700 that they are asking for because I haven't been working for almost 2 years. What can I do?