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About Chseb

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  1. It's been a few years so I decided to check my 3 credit reports. I was surprised to find out that a 12 year old collection account has obviously been re-aged. I remember disputing it several years ago with no luck. So I'd like to know wha the best approach for this sort of dispute is. It's from a private student loan I took out with Education Finance Partners (EFP) back in 2007 for approximately $50,000. EFP was part of a huge scandal in NY and were fined 2.5 million dollars and filed for bankruptcy in 2009. My loan was then sold or given to Loan Science who has been "servicing" it ever s