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Everything posted by BitsyM

  1. @Brotherskeeper If you have a free moment, can you take a look at my Civil Answer? I'm feeling super nervous that I'm going to have something incorrect and then all of the work drafting the MTCA will have been for nothing. Thank you in advance. Civil Answer and Affirmative Defense.docx
  2. Thank you. I'll file my answer and send the appropriate documents to the lawfirm. Wait the seven days. If no response, I'll file the revised motion. Fingers-crossed.
  3. That was a typo. I was served on 04/23, so I am good to go, but thank you for catching that. I'm going to finish up everything that will be filed and sent, then post it all for review. I'm filing my answer and mailing everything on Monday morning. I will be waiting outside the court because like the procrastinator that I am, I waited until the last minute....
  4. @BrotherskeeperMade the suggested edits and fixed my numbering. I'm open to any final revisions. I can't thank you enough. MTCA Revised 05.10.2019 .pdf
  5. Revised MTCA. I made the suggested changes. Thank you for any suggestions Is there anything that I need to have notarized as being a "true" document, or an affidavit as to the Card Agreement being the correct one with the arbitration agreement, as the Plantiff's attorney only included a signature from a Citibank rep for the Bill of Sale? The Bill of Sale that has no mention of any individual account number, and is dated 06/27/2016. MTCA 05.10.2019.docx
  6. I did Attached. LMK if you see anything that looks wonky. Judges Copy Proposed Order MTCA.docx
  7. @Brotherskeeper I should remove the Supreme Court Ruling and replace with Michigan Ruling, or add in the Michigan Ruling? I removed the verification of affidavit at the end.
  8. @Brotherskeeper and anyone else who may have a free moment to look over what I plan to file at the court today. I am finishing up my civil answer right now, but attached are the draft of the MTCA and the letter that I will be sending to the plantiff's attorney. Please let me know if anything needs to be changed. I used @LabLady documents that she so kindly shared as a starting point for my documents. Thank you in advance for any help that you can provide and for all of your assistance thus far. MTCA 05.10.2019.docx Notice of Arbitration Election 05.10.2019.docx
  9. Slightly off-topic, but I just got around to pulling all credit reports from all 3 bureaus. No where on any of the 3 is the original Citi account. I am going to double check them all again, but I was specifically looking for Citi and the only mention of Citi is in the Cavalry Collection account. Is that normal?
  10. This may be a really stupid question, but the Answer for the complaint (attached) states that "paragraph numbers in the answer must correspond to paragraphs in the complaint". The complaint doesn't have paragraphs. It doesn't make sense with the numbers on the complaint. The attached form is directly from the court website. Any suggestions? Civil Answer.pdf
  11. Thank you so much. I'm going to work on the draft of the answer this evening and will follow-up once I get started. From reading through the information that was linked, I definitely think that I'll try the arbitration route using AAA. This is so stressful....
  12. Here's what I received when I was served. 04.23.2019_Redacted.pdf
  13. Thank you for the arbitration information. So I'm going to fill out my answer to file with the court. Should I file the MTC at the same time? I appreciate the help :)
  14. Can someone please offer some advise as to what steps I should take? Here's a brief rundown- Monday evening someone was pounding on the door. I did not hear them. I was working in my basement and saw them later via the Ring doorbell playback. I left the house to pick up my daughter around 9pm and saw that there was a paper taped to my glass door that stated that someone was trying to provide me with legal documents. There was a name and telephone number on the paper, and my name, but nothing in the date section. It did not seem very professional in its appearance. I was suspicious of the validity and authenticity, but still feeling scared and anxious. Once I returned home, I immediately googled the name of the company noted on the paper. Pro Process. It seemed to be a legitimate process serving company. The next morning at 9am, I called the woman whose name and number was written on the paper. She told me that she had legal papers to serve me and asked for a good time. I told her that I was working all day, but could meet her after I dropped my daughter off at swim practice, at a location near the facility. We met, she had me sign a piece of paper and handed me a stapled bunch of crumpled looking papers. The top one is a carbon type paper and I believe all of the rest to be the actual summons? This was Tuesday 04/23/2019. I know that I need to file an answer to the court, from what I have read online. I'm not quite sure how to fill out the answer document. I found the document on the court website (52-1 District Court). I am about to pull a copy of my credit report, as I don't remember ever having an account with Citibank (the original creditor listed). They did include copies of two old statements from a billing period of 07/18/14-08/19/14. No charges made, but a payment of $39.20 The other statement was from billing period 08/20/2014-09/17/2014. No payments, no charges. I'm guessing that the last payment that was made was 08/06/2014. I'm really not sure and don't know when the card was even used. The address on the statement was from a Missouri address that I moved from in October 2014. I have been in Michigan since that time. The summons is stamped that it was received for filing on 03/18/2019, but I did not receive this summons until 04/23/2019. I'm still okay to respond with my answer to the complaint, correct? The attorney for the plaintiff - Weber & Olcese, P.L.C Michael J. Olcese P46247 Geoffrey Werber P67124 (not sure if "Werber" is a typo, base on the name of the firm. It also has Werber on the complaint) Also included in the papers was a Bill of Sale and Assignment. This is dated 06/27/2016. Sale of Citibank accounts to Cavalry SPV I LLC., Credit card Fact Sheet, Card Agreement, Arbitration information. There is nothing with my signature. Can anyone help me? I've never even gotten a traffic ticket, let alone been sued. The debt that they are claiming as being owed/damages is $2,551.59. Do I need to contact an attorney? Thank you in advance for any assistance.
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