Jackie1989

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About Jackie1989

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  1. I will follow up and post back. I know same judge, plaintiff, attorneys and in small claims going for motion for default. I will check them out and post them here
  2. I am so fascinated by all of this.
  3. What's interesting to me is, there is this one particular judge, I guess she works different areas of the state because I have seen her name in other counties. Anyways, I have been looking through cases and noticed on a particular date June 19 every case from cavalry that had a motion for default , about 8, she denied. Stating that cavalry portfolio services was a different entity than cav spv. Then I see a few days later she working in a different county, same plaintiff and law firm. Same circumstances, motion for default, and she grants it!! What is the deal?
  4. its actually two different ignorant judges😉
  5. I wanted to pass this is. This is taking place in Connecticut small claims. I have found many like this where Cavalry's affidavit comes from what the court considers another entity "cavalry portfolio services" right now it is just in one particular court in hartford, ct. interesting. "Magistrate requires additional information. Please submit authorization or assignment of the debt to allow servicer (a different legal entity) to act on behalf of named plaintiff. Case continued 30 days."
  6. the amount deducted was always around the 800 mark. so, maybe 780 one month 820 another etc. they did contact me in 2012 (I do not personally remember the exact date but, come to that conclusion based on this "agreement" and remembering speaking with someone around that time) they did want to renegotiate the existing terms and did state that they could demand payment in full (this is all in my affidavit). They did not send letters, at least I do not remember receiving any. I avoided talking with them and they just continued to take funds ,again as they always had. I did fear if I poked too much that they would officially demand payment in full. I kept quiet and felt that it would just be business as usual. I did try at some point to write a check from this line of credit and found out fast that they were not allowing any more funds to be used. I didnt think much of that. I had an equity line of credit with my home for 80k a few years earlier that froze but, the terms never changed. I understand your point about focusing on other aspects of case. I am I think I objected to them effectively in objection with connecticut caselaw. they have not even proven that they own the debt and the accuracy of the amount they are claiming. i am scratching and clawing and will not go down silently.
  7. Brotherskeeper You have been an absolute God send and I truly understand that it is not "one size fits all'. I understand that my particular situation may not fit into the "norm" here but, you and others have given me so much information and it is greatly appreciated!!!! I can not thank you enough for this. I may fail but, the fact that you took the time to read and diagnose my particular has given me great hope in people, in general. I get it, that you may not understand my situation or how I should proceed but, you, and some others here, took the time to assist. That, to me, is the best that anyone could ask for. What ever happens in my case, I win because I found people who truly care about helping others!! Thanks!! Anyways, can I beat these SOB'S? Just kidding.
  8. Harry Seaward The amount deducted monthly was around the $800 mark. This dollar amount was based on what the balance of the credit line was at. From 2010 and on that is what the amount was. I knew it was fluctuate a little here and there based on the prime. I believe it was 2.25% plus prime? I don't have the original agreement but, believe that is what it was. Again, it was deducted and I foolishly did not demand paper work. As mentioned in my affidavit, I did not push on it because I was worried they would demand payment in full. That was like 40k at one point. At one point I had 8-10k deposits monthly in this account so, I was not overly concerned with the withdrawals of that amount.
  9. Not knowing what interest rate was on a particular loan, is not an excuse but, to say a business is run poorly for years, is a stretch. From reading a bunch of your post, it seems you are not interested in really helping but, more interested in spreading negativity and fear. I have yet to read a post in which you offered "constructive" criticism. This is not to say that people should be cheerleaders and pat posters on the back but, just to rag on people is not helpful. I would greatly appreciate it if you could move on from me and set your sights on something or someone else. I can take criticism and there have been some from others here and I respect that because they appear to be genuine as they have offered more than just negativity. This board has been tremendously helpful and I thank those who have contributed to my thread.
  10. What I think gets missed is, Money was always withdrawn out of my account. I knew this and accepted this. I just didn't know that they doubled my interest rate. I have two life insurance policies, they have deducted over $300 monthly for over 17 years. They don't send monthly statements. I may get one yearly. I have accounts with credit card processing square. They just withdrawn money from customer charges. They don't send me anything. I think most people come here with credit card debt. Charge up cards and are looking for a way out. This is a different situation.
  11. So technically I couldn't claim forgery as the name on the contract is not mine. How someone can prove they did not sign something is beyond me. Money was withdrawn from my checking for 12 years, so I am not playing the "I don't know" card. Half a$$ at record keeping and making sure payments were being applied correctly. Guilty! I remember a few years ago Wells Fargo employees were doing some shady things in order to meet quotas, so I do not think it's out of the realm here. In fact I believe this is what happened here. But as Cldesmom would say "you have to prove it". I filed my objection and my affidavit, we'll see what happens. I thank you for your help and contructive criticism, except clydesmom,. You are a real downer.🙂 It's all good!
  12. This is what I have seen all over in Connecticut in affidavits. The plaintiff in this case filed theirs the same. What are your thoughts on "police report" that the plaintiff's attorney inquired about with me?
  13. I am completely comfortable but, I am wondering if this is necessary. my affidavit is based on my personal knowledge, information and belief. I believe I did not sign this document. Without a police report, is my claim not valid? That is what I am wondering. I remember losing a cellphone a few years ago, or I thought it may have been stolen, I forget it was a while ago but, I had to file a police report for insurance reasons.