Wow...I didn't know that I wasn't the only one going through this. Actually, I just realized I got garnished a month ago. I am quite unclear as to whom I should contact to resolve this matter. What's interesting is that I've already paid off the loan. And they hit me with the same amount plus interest! How's that possible!!! Also, I pulled out a very comprehensive credit report and it showed no liens, no judgments, and no collections on it. And the amount of the garnishment is no where on the credit report! What are my chances of getting this SHUT DOWN!! It's affecting a lot of aspects in my life right now.:( A friend of mine told me to contact credit bureaus and report the issue and also call my congressman's office to assist in the matter. What are your takes on that??? I would love any suggestions you may have!! Thank you.