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About Ericc

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    new york
  1. Thank you both for your help. I didn't even think about the tax consequences. ... My paychecks are already being garnished. I was notified of 3 other creditors who are in line for garnishments. I was told that the creditors will pursue any bank accounts I have in addition to wage garnishment. My job cut all overtime so I was only able to pay a few of my creditors off. I will look into the online-only banking and also prepaid debit card options. I sincerely appreciate your help. Thank you for taking the time to help me out. God bless you both.
  2. The company I work for is making me get direct deposit. I don't have a bank account because I'm afraid my creditors will freeze the funds. I was laid off about 9 years ago and my credit and my life were destroyed. I'm living paycheck to paycheck and I've rebuilt my credit quite a bit but still haven't recovered completely. If my paycheck was frozen it would be devastating. My question is if I created a business and opened a business checking account could I safely direct deposit paychecks from my job into that account without my creditors taking it?