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About Zum36

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  1. So, I need to file an answer with a general denial of all counts? Do I need to do anything in regards to the discovery requests? TY
  2. The balance in the petition is higher, $18 difference.
  3. And sorry! After I went back, I noticed my typing error "so file this answer", I did not mean to type that. It was supposed to say "so that I can file an answer"... Ooops! That sounded really rude. Sorry about that!
  4. Honestly, I am not 100% sure that the account that I was referring to earlier is even the one that I am being sued for. I just assumed that it was: After researching TD Bank on Google, I realized that they were connected to Target credit card. All correspondence that I received about my account with Target has been from TargetCardServices. The address provided in the emails that I have from this account are different from the one on the petition I was served. Something else that makes me question whether this is the same account is the balance that was in the email I had
  5. How can I be sure that TD Bank is the one actually suing me? The law firm that filed the lawsuit are debt collectors too. They specifically state the following in the last section of the petition, titled "Miscellany": "The undersigned attorneys hereby give notice that they and Plaintiff are attempting to collect a debt and any information obtained will be used for that purpose. Plaintiff's attorneys are debt collectors." They are also requesting that I send first discovery requests to their office within 50 days. It also says that if I fail to send a written response to the request f
  6. @Clydesmom For one, without typing a novel on here...I no longer use that email address, so I never even saw the email until I accessed it a few days ago when I was trying to figure out what was going on. Other than that, the only other emails that I could find in that account was another automatically generated email showing that the reoccurring payment plan had been cancelled. Not saying that I am not responsible for the debt, but I did not have anyway of knowing anything was going on. How would I? I stay super busy during the school year because I am a teacher, I let my husband
  7. @texasrocker Please HELP!!! I was sued a few days ago by TD Bank, but there was not enough information provided in the complaint to identify the debt owed. In addition to providing a response to the court, the plaintiff (TD Bank) is requesting first discoveries including production, disclosure, admission, interrogatories. I have no idea how to respond to these??? 1. Who is the named plaintiff in the suit? TD Bank, USA 2. What is the name of the law firm handling the suit? Rausch Sturm; Attorney is Jesse Lockhart 3. How much are you being sued for? $1,0