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About hopeless_texan

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  1. Also.. Thank you TexasRocker for suggesting that I read FistHardCheese's post absit arbitration. Its a raining day here in Houston, which means I could be a) working on homework (and who wants to do that), b) watching Netflix, or c) learning all about arbitration... I choose C... My question is this: How do I find which version of the CC agreement is in effect for me? Is to the version from when the account was opened? Or the version closest to when it was closed? Account was open in 2012 and last payment was August 2015.. I think it would behoove me to read the arbitration clause m
  2. Ok, so how do I ask/get the court's approval to begin discovery? Do I just hand the person at the court that response and say "I'd like to ask permission to begin discovery?" When I read another post on this forum, it was recommended that this individual submit THIS to ask permission for discovery.... Is THAT what I'm supposed to do? If so, does that mean I prepare both documents (the answer and the permission to conduct discovery) and submit them at the same time? Thank you all... MOTION SEEKING COURT'S PERMISSION TO CONDUCT DISCOVERY Comes now, Defend
  3. What do I do after I have done this? I read what you did texasgirl2017 and it seemed as though she had to file several other documents and ask permissions and what not.. I am sorry to sound like a total knit-whit.. I am just at a loss. After my husband got sick things went downhill financially, and he passed away a year and a half ago. Well, he was the one that handled all the financials. Stupid, I know.. Anyway, all of this is just completely out of my purview. So if I am asking dumb or redundant questions, I apologize. Thank you so much for your help.
  4. I am SO not trying to be rude.. And I hope it did not come out that way... I just do not understand all of this stuff.
  5. What is the point of asking for arbitration? And am I supposed to do this in addition to file the document from texasrocker?
  6. Can anyone please help me with this. I have read several pages on here and have seen conflicting advice. I really do not want to embarrass myself in court and I cannot afford to hire an attorney. Which means that I need al the help I can get. I'm curious, does my 2-weeks time to answer start at the day the suit was filed? Or from the time I was served? 1. Who is the named plaintiff in the suit? LVNV FUNDING LLC 2. W´╗┐hat is the name of the law firm handling the suit? (should be listed at the top of the complaint.) Scott & Associates, P.C. 3. How much are yo