I received a summons and I'm being sued for $1810.00 by Portfolio Recovery on a debt I had with Synchrony Bank.
I need to answer this summons in the next week. I am clueless on how to do this. I have read the forums and it seems that I can request arbitration as per Synchrony Banks agreement.
If anyone can help me navigate these unfamiliar waters I need some help. I have attached a picture of what I need to fill out to answer the summons.