YOLO YOLO

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About YOLO YOLO

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    CIC Member

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    California

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  1. YOLO YOLO
    Hi, my trial is schedule for December 2nd in Norwalk, CA. My Trial Brief is ready to go. Does anybody know if I can mail it to the court or I have to file it in person? Can it be done on-line? Is there a frame time when I MUST do it? When should I send a copy of it to the Plaintiff (Law Firm JDB). Thank you
  2. YOLO YOLO
    Money demanded by who? By the original creditor back in 2014? If the Junk collector supposed to demand for payment before they filed the case they never did. I never talked to them over the phone. EVER. One day, somebody showed up in my front door and served me with the suit. When should I have disputed the debt? Sorry to bother you with so many questions.
  3. YOLO YOLO
    When? After you are sued is too late. I denied to the debt on my Answer.
  4. YOLO YOLO
    Well, I denied the debt was mine based on the documents they provided so I did not agree to pay or promise to pay. Card statements didn't show I made any payments nor that I made any purchases. Plan A will be fighting the unauthenticated documents they provided and the bogus Bill of Sale and made up attachments in blank paper (prepared for litigation purpose....). I doubt anybody from the OC will show up as a witness but I'll be prepared for that. I know what to ask and what not to ask. I am not worry about the Junk Collector own witness. I read that they could drop the Money Le
  5. YOLO YOLO
    YES. 1) Account Stated. 2) Money Lent. California case. Under $8000 debt. Plaintiff is a Junk Debt Collector not the OC. I was specific on my Bill of Particulars request and asked for the whole accounting (zero to charge-off). They ignored me and claimed that under Account Stated they dont have too. Not a single word about Money Lent. Thank you.
  6. YOLO YOLO
    Its OK if you dont know about Money Lent either. That was my question for the forum. Thanks for your comment.
  7. YOLO YOLO
    YES.
  8. YOLO YOLO
    Hi, anybody in the forum with knowledge about "Money Lent" cause of action? Is it true that Plaintiff is required by law to provided a full and detail account of the debt from Zero to Charged-Off ?. When I requested the Bill of Particulars they replied with a BS attorney-client privilege objection and said that under Account Stated they are not required to provided "nothing more....", but they ignored the fact that they also sued me for Money Lent. The charged off total is around $8000 but over $6000 is not accounted for. The oldest card statements already showed a previous balance
  9. YOLO YOLO
    Exactly!!!! I am playing on using this at trial if the Junk Collector brings in witnesses to authenticate their junk. CCP 96 reply stated they will bring in a: 1) Record custodian from the Plaintiff. (Address of the California Law offices. The guy resides in Ohio) 2) The vise president of a major Bank. ( Address in South Dakota). 3) Me. Any tips for me?
  10. YOLO YOLO

    Hi,  CALayer, I finally got the response to my CCP 96.

     

    Here’s the reply by the Debt Collector:

     

    Please hereby respectfully submits its Trial Witnesses as follows:

     

    1.   1.   John Doe, the Trial Specialist for Unifund CCR, LLC who can be reached by and through the Attorney’s of Records … (address of the law offices Fullerton, CA) phone# too.

     

    2.   2. John Doe #2. Vice President for Citibank (Address in South Dakota of course)

     

    3.    3.  Plaintiff intends on calling the name Defendant for testimony. (ME)

     

     

    I never received a CCP 98 from the Plaintiff. (COURT DATE IS IN 2 WEEKS)

     

    Is the debt collector really going to bring the Vice president of Citibank to California?

     

    What do you think I should do next?

    Thank you

  11. YOLO YOLO started following RyanEX
  12. YOLO YOLO
    Dont know yet. I am waiting for the CCP 98 docs. I dont think the Junk Collector will be silly enough to name as their Affiant an employee from the Plaintiff.... Right?
  13. YOLO YOLO
    What about if the affidavit is signed by somebody claimed to be a Document Record Controller by the OC. Should I file a Subpoena for the employment record and resume of the Affiant to find any discrepancies on the resume? Should I try to do that? How do I file such a subpoena? I dont want to base all my hope/defense on the affiant not showing up at trial to authenticate the debt.
  14. YOLO YOLO
    Thank you RyanEX I get it know.
  15. YOLO YOLO
    Hi, Did you send the CCP 96? Did you subpoena the witness? Did she/he show up at trial? Thanks.
  16. YOLO YOLO
    Report post Posted 11 hours ago Hi, the 45 days mark for my case is around the corner so its almost time for the CCP 96. Right now, all I have to do is fill out the DISC-015 and the proof of mailing and take it to the court's clerk, RIGH? (California case). 1) Anybody knows how much is the filling fee for the DISC-015? 2) If 20 days later....the Junk Collector gives me a name and an address of his/her witness but the person is