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Casper last won the day on October 31 2020

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  1. I only owed them $1000, but it's nice to finally be paying these old defaulted debts off. I changed jobs recently and got an $18,000 per year increase, which put me over the top to be able to save money to offer as settlements. AMEX was first because they offered me an Optima card in return as a rebuilder card, plus they never sued. Both those things I appreciate. The Optima card has a really groovy design and it will be my second card. I have one secured card through my bank. Only a $500 limit, but I'll take it. I was kind of embarrassed because I couldn't unders
  2. Thanks for your clarity of thought. Waiting to see what happens next is a good plan. If they do act like I was served and schedule a court date, I will deal with that then. I moved for a much better paying job, so I could likely afford an attorney in that area to show up for me if need be.
  3. Portfolio filed against me at my old address in TN back in August, but I moved to TX in mid August. They never tried to serve me at all. Then, they recently they filed an affidavit of lost summons for after the court date would have been. If they lost the summons, how could they have served me at all? The court website looks like this: 12/10/2020 12:47 PM RECEIVED AFFIDAVIT OF LOST ORIGINAL SUMMONS FROM ABC LEGAL: CW/SA SERVED PERSONAL SERVICE ON 8-14-20 BY ABC LEGAL xxxxxx / RECEIVED AFTER COURT DATE / ER 08/05/2020 8:01 AM Civil Summons Issued on xxx 8/5/2020
  4. I was just reading this old thread about this very subject that may be of some help: I also just bought this book about discovery, which is interesting:
  5. thanks. that's what i figured.
  6. These are JDB's. About a year until the SOL is up in TX. I defend myself and counter-sue every time. I just wish there was a court website where I could search for my name to see when they file against me. I'm not even sure which judicial district I am in to call a local court every now and then to check.
  7. I've read a lot about them, and some people swear by them, while others say they will backfire on you. Are you really putting the CRA's on the spot by asking them for something they don't have?
  8. Ok, thank you. I couldn't find anything, either.
  9. OK, thanks. Is there a website for the Justice Court records?
  10. I recently moved from TN to Montgomery County, TX. A few JDB's will surely follow me here eventually. I think I found the website to keep an eye out for lawsuits against me, but I'm not sure I'm using it right. When I search my name, nothing comes up, which it shouldn't yet, but to test it I also searched under 'Business Name" for Portfolio and Midland, and nothing comes up for them, either. The closest I came was finding an appeal for a judgment for Portfolio from some lower court while searching random names. Do
  11. Yup, I may contact them and try to settle if I get served, especially since I will be making much more money soon. I suppose I could waive service and file and answer, then hire a lawyer to show up at the hearing in November, since I will be able to afford one then. I'll call the courthouse and ask if I can appear by phone - good idea. I may also go by there and get a copy of the complaint so I can see who and for how much. Javitch Block is the law firm.
  12. I keep an eye on my county's court website here in TN since I know a few JDB's are after me. One got filed against me by Portfolio yesterday, with a hearing date of 11/02, but I'm moving to Texas at the end of August. (got a much better paying job) There is no info on who the OC is or the amount. Right now I can't afford a lawyer, but with my new job I might be able to come November when the first hearing is. It seems to take a while for process servers to get to people where I live in rural TN, so I may be gone by the time they try to serve me, but I won't count on that
  13. OK, thanks. That makes sense, especially if the defendant didn't try to defend themselves or at least fill out the Sworn Denial form.
  14. I don't know anything about the case, either, which is why I asked if you guys could guess how they got the judgement before the re-scheduled hearing.