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About Casper

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  1. Yup, I may contact them and try to settle if I get served, especially since I will be making much more money soon. I suppose I could waive service and file and answer, then hire a lawyer to show up at the hearing in November, since I will be able to afford one then. I'll call the courthouse and ask if I can appear by phone - good idea. I may also go by there and get a copy of the complaint so I can see who and for how much. Javitch Block is the law firm.
  2. I keep an eye on my county's court website here in TN since I know a few JDB's are after me. One got filed against me by Portfolio yesterday, with a hearing date of 11/02, but I'm moving to Texas at the end of August. (got a much better paying job) There is no info on who the OC is or the amount. Right now I can't afford a lawyer, but with my new job I might be able to come November when the first hearing is. It seems to take a while for process servers to get to people where I live in rural TN, so I may be gone by the time they try to serve me, but I won't count on that. I always fight JDB's and make them prove their case and will use arbitration if that is an option, but I won't be here for the hearing date, even if I file an answer before I move, so I'm not sure what to do.
  3. OK, thanks. That makes sense, especially if the defendant didn't try to defend themselves or at least fill out the Sworn Denial form.
  4. I don't know anything about the case, either, which is why I asked if you guys could guess how they got the judgement before the re-scheduled hearing.
  5. Sorry to be unclear. this isn't my case, but Discover is after me, so that's what i was wondering. you think the bad guy attorneys filed for a MSJ in the mean time? makes sense if the defendant didn't do much.
  6. Help me understand what is going on here. They had a continuance until March 27th, but a judgement was entered on March 4th. Mar 04 2020 - 1:25 PM Case Status Change: Disposed Mar 04 2020 - 1:24 PM Judgment Entered: For Plaintiff DISCOVER BANK for $5,428.13 against Defendant xxxxxx xxxxx $5,177.63 Judgment, $0.00 Interest, $250.50 Prepaid Costs, and $0.00 Unpaid Court Costs judgment Amount of $5,428.13 plus post judgment interest at 6.75% rate Jan 24 2020 - 12:19 PM DISCOVER BANK - Civil Hearing held 1/24/2020 9:00 AM - Continuance Hearing continued to 3/27/2020 9:00 AM. Jan 24 2020 - 12:19 PM xxxxxxx - Civil Hearing held 1/24/2020 9:00 AM - Continuance Hearing continued to 3/27/2020 9:00 AM. Dec 26 2019 - 12:06 PM ANSWER FILED BY ATTY xxxxx FOR DEF. Dec 26 2019 - 11:53 AM Hearing Entered: Civil Hearing scheduled for DISCOVER BANK, xxxxx on 1/24/2020 9:00 AM; Judge Toby Gilley Dec 20 2019 - 11:52 AM Served per Whit Davis Dec 16 2019 - 3:01 PM Civil Warrant Issued on xxxxxs 12/16/2019 Dec 16 2019 - 3:01 PM Filing Entered: Civil Warrant - 1 deft - Filed For DISCOVER BANK - Filed Against xxxxxxx Dec 16 2019 - 2:59 PM Civil Case Created
  7. I'm not really going to, I was just curious. I research JDB's and OC's who may sue me eventually on my county's court website, and a lot of the times, if the suit is never served because the Defendant is "not to be found," either the attorney dismisses the case without prejudice, or it just sits in limbo. I have a three like that from where they tried to serve me at my old address in a different county.
  8. WOW. I had no clue they could mail it. Thank you.
  9. What happens if you just don't answer the door in a State where personal service is required? (I'm in TN.) What if they use alias service and the Sheriff tries to serve it and you still don't open the door? I saw one case on the county courts website where the county Sheriff noted that the defendant was evading service, but then there wasn't anything more. What could happen to that case when the Sheriff basically testifies that you are evading service?
  10. BK = bankruptcy, which is a last resort, but is sometimes a necessary evil, especially when dealing with Original Creditors who can always prove their case. make sure you have the right court website, which is usually by county for for debt cases.
  11. I actually dealt with them in 2006 when I lived ion SoCal. They are so abusive and disrespectful that they are lucky people don't start shooting at them. That was my first use of Guerrilla tactics and I defended myself and filed a counter suit and filed a bunch of motions to bury them in paperwork, and they switched to a different attorney, who settled amicable with me. I also motioned to strike the CC statements they filed as fraudulent to put them on the defensive, but I settled with the new attorney before the hearing for what I legitimately owed, rather than the inflated number they wanted. Honestly, they usually have a strong case, so I would BK everything if you can.
  12. I just called one court in the neighboring county where I used to live. they are shut down to everyone but the bare minimum criminal cases until April 1st so far.
  13. Well that makes sense. I read one article of people having their paychecks deposited on a refillable card that isn;t technically a checking account. like a green dot card.
  14. Looking at cases online, Debt Collectors get default judgments, then somehow know where people bank. I don;t see any entries for a judgment debtors exam. I'm guessing the debtors kept their same bank account from before the account defaulted and the OC narced on them. How else would debt collectors figure out where to levy bank accounts?
  15. I keep an eye on the court docket in the county where I used to live, and now it looks like they are only doing the bare minimum of trials and hearings. No civil cases are scheduled at all. Wonder how long that will last?