SJULawAlum

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SJULawAlum last won the day on October 30 2019

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  1. I used to Volunteer at Westchester CLARO when I was a student. Did they already sign it? If yes, you can sign and send it to the Queens County Civil Court by the EDDS system. If not, sign the copies and send it back to them. They will file it with the clerk of the court.
  2. You can just address it to the group itself, you don't have to address it to an individual attorney. You can put either attorney's name as a "Attn: Name here"
  3. Those are still considered court appearances. You should make the motion.
  4. I have used arbitration to get these cases dismissed a couple of times now in Courts in New York. 3 to be exact. But honestly, 5 court appearances might put you in a tough spot. You can still argue it, as you have much more to gain than to lose. However, there is case law in New York that if you participate too much in the court process you waive the right to arbitration. You might be able to get around this if you never even knew an arbitration agreement existed, and only recently got it - but 5 appearances in court is going to not be great for your side.
  5. Not looking to pat myself on the back (okay maybe a little), but we got another win here. After Plaintiff's attorney received the motion, the OP received a voluntary discontinuance of the lawsuit in the mail.
  6. Thanks for posting this. That Casillas case is brutal from the 7th Circuit.
  7. You can amend your answer with 20 days of filing it, you can do so. Definitely add arbitration in there as an affirmative defense. Part 28 arbitration is court ordered arbitration where it is a bunch of retired lawyers and judges who arbitrate the smaller cases in the court system.
  8. I have written a blog post on the subject: https://www.arpinolaw.com/examining-the-use-of-private-arbitration-in-debt-collection-lawsuits In July of last year I helped someone from this forum beat a JDB by using arbitration as a defense.
  9. Yeah, that is a form of a debtor's exam, but not the most effective one. New York has that too. We call it an information subpoena. Information subpoena's can tip off a debtor to conceal assets and make it tougher and harder for the creditor to find assets. For example, if you show up to a debtor's exam deposition and disclose that you have $10,000 in a taxable brokerage account at E-Trade; the smart collection attorney is going to text someone at their office to prepare a garnishment to serve by the time the deposition is over.
  10. I would say a judgment debtor's exam would be pretty rare on smaller consumer debts. The most likely used methods are bank garnishment, wage garnishment, and placing a lien on real property to be paid off at a later date. A true debtor's exams can be expensive because of the use court reporters. I have a colleague who works at a creditor's rights/collections firm. He has told me that collection proof now does not mean collection proof forever. He said many people who call themselves collection proof are also beneficiaries on life insurance policies, may later win a personal injury a
  11. Definitely respond to them. It is rare for discovery demands to be filed with the Court.
  12. My response was "look, in the grand scheme of things, this is only a speeding ticket." He laughed out loud and the phone call ended shortly thereafter.
  13. Last update. I must be careful with what I disclose because there is an NDA in place, but the NDA solely relates to settlement terms. We did not get the closing/settlement papers back before the October 15 deadline set forth in the judges order. Shelly, being ever diligent, knew not to mess around and filed her arbitration on deadline day. JAMS later emails everyone saying a case has been opened. The very next day, Creditor's attorneys send an email to JAMS saying the parties have agreed to a mutual release and have settled the matter. JAMS says, in sum and substance, yeah that'
  14. I am sorry to hear you had that experience. Block billing is a problem in the legal industry because (1) billing time is not itself billable and (2) lawyers try to maximize as many hours billing cases as possible so they might just put "hearing preparation - 7 hours" but that is not appropriate. It should be more like: hearing prep reviewing documentary evidence - 1 hr hearing prep research that the law is still valid - 1 hr hearing prep - interviewing and preparing a witness to testify - 1 hr At least it is over and you have finality.
  15. It's not an easy legal concept to grasp. The court can direct the parties to arbitrate, but it has no power other than to dismiss a case if Midland refuses. The Court doesn't have the power to make Midland pay a fee of $1,250 if it doesn't want to. That would be akin to indentured servitude the Court doesn't have that power. I was contemplating the remedy in the case that OP paid the $250 portion of the fee and Midland did nothing. In that instance I would make a motion to reopen the case, and as a sanction, request reimbursement of the $250 paid. But that would be it. If the situation w