I had a debt of almost $25,000 with circle back that was bought by Machol and Johannes. I was with national debt relief when we signed a $408 month payment plan. Ndr told me that we could renegotiate down the road.
We tried to renegotiate twice with M&J and once we offered $13k and they countered with $16k. Then again with $5k and they said $9k. Unfortunately both times we didn't have that amount of money.
Fast forward to right now and we owe $12,600. I called NDR and a supervisor said since we signed a contract($408 a month) we couldn't