• Content Count

  • Joined

  • Last visited

Community Reputation

0 Neutral

About CleanMyCreditScore

  • Rank

Profile Fields

  • Location
  1. I have a $599 delinquent account that is in collections with CCS Collections in Newton, MA. First Date of Delinquency - September 2018 Date Assigned - November 2018 I live in Texas The Collection Agency has not contacted me in a long timeā€¦if ever. I've seen posts about Texas Finance Code 392 which is the TX state version of FDCPA that says I can demand validation at any time. What should I do? I want to settle the debt for 50%. Is it too soon to do this? Do I demand validation first? Do I then contact to settle? Help