NetworkEngineer

Members
  • Content Count

    16
  • Joined

  • Last visited

  • Days Won

    4

Everything posted by NetworkEngineer

  1. You will need to locate your card's card member agreement and see if it has an arbitration clause. That's the key to this entire motion. A good place to find cardmember agreements is here: https://www.consumerfinance.gov/credit-cards/agreements/ Once you locate your cardmember agreement (and you verify that it has an arbitration clause), Fill out the Affidavit of <your name> and have it notarized at a Notary. This is the only thing you will need to have notarized. I think I posted a redacted version in my docs earlier in this thread. If I didn't, let me know. Include it with y
  2. A quick update: Following Firsthardcheese's advice, I sent the mutual dismissal letter and I was contacted by the JDB's lawyer. We agreed to a mutual dismissal with prejudice and a removal of the trade line from my credit report ! I checked the court website and saw their dismissal was filed on Feb 27th. I agreed to dismiss my arbitration (which I advised AAA to do). So Wow - this is a big relief. I could not have done this without the help of this forum - Thanks everyone ! I'll still be checking in if anyone has any questions or if I can offer any advice. I posted a copy o
  3. Thanks for the advice. I have it written and will be mailing tomorrow.
  4. A Quick update: I finally got a response from the Arbitration folks. They sent a letter (and CC'd me) to the law firm representing the junk debt buyer informing them that a consumer arbitration has been filed and the consumer fees of $200 were paid. They are asking the JDB to pay $2,800 for the case to move forward ! They only have a couple of weeks to do this. I'll post an update when I know more.
  5. My Motion to Compel Arbitration was granted a couple of weeks ago. I promised a few other members of the forum I would post a redacted copy of my court docs. So see below. Obviously you will want to fill it in with your own information. In the Case Caption section (Page 1 of most of these docs where it lists VS. your name), you will want to make sure you enter the name exactly as it appears on the complaint you were served with. In Los Angeles County, anyone can sign up on the court's website to submit documents electronically. If your court has this option, I would suggest using i
  6. In my particular case, I filed a Motion to Compel Arbitration (MTC) instead of an answer or general denial. From reading thru the California Code of Civil procedure (1281.2), I don't see anything that would prevent you from filing a MTC. I'm going to be posting all of the paperwork I used to get my MTC granted by the court (will post tomorrow evening 1/14/20), but you shouldn't simply cut and paste my motion - you will need to alter it a little for your situation. Since you had mentioned you applied for a fee waiver, have you considered contacting a lawyer referral service in Orange Coun
  7. Thanks Harry for your advice. Another note regarding Arbitration fees in Calif, also in Calif. Code of Civil Procedure 1284.3: If your income is less than 300% of the federal poverty guidelines, you automatically qualify for a fee waiver.
  8. A quick update: Today was the hearing for my Motion to Compel Arbitration and Stay Proceedings. My Motion was granted !! If anyone wants it, I'll be glad to post a redacted copy of my paperwork. (This is for Los Angeles County in California, but everything in it is valid statewide.) Speaking of which, in my MTC I had included a proposed order. In the days before electronic filing, this would have probably been OK. The judge asked that I file an order for arbitration separately (within 5 days) and he would sign it. The court also scheduled an OSC for Arbitration 6 months out. S
  9. A quick update: Nothing has really changed. I have a hearing on my Motion to Compel Arbitration later this week. I'll update everyone on how it goes.
  10. Thanks. I'll keep a watch out. Funny thing about the JDB's law firm: It was actually another tenant that was served, but she gave the process server her name and subsequently passed the papers to me. On the Proof of Service, the process server checked the "substituted service" box. They included a certification that they followed up that substituted service with a mailed copy of the summons/complaint which I have yet to receive. Not a big deal since I already had a copy of the complaint prior to even being served, but it's a good reminder that I need to keep checking the court's website for ne
  11. Thanks for that timeline. I filed everything yesterday except the POS, which I have. I'll file that tonight. So at this point I guess it's just sit and wait for either the JDB's lawyer to call or show up at the MTC for Arb hearing at the end of December. Reading thru the court's web site, it looks like some of the courts will make a "tentative" ruling on routine motions and on the morning of the hearing, I can ask the clerk what the tentative ruling is. At least if it doesn't go my way, I'll have a few minutes to prepare by reviewing the case law on the cases I cited in my Memo.
  12. Thanks for the timing info. Today I got my affidavit for the card member agreement notarized. I attached my affidavit and the card member agreement to the MEMORANDUM OF POINTS AND AUTHORITIES SUPPORTING DEFENDANT'S MOTION TO COMPEL ARBITRATION AND STAY PROCEEDINGS (had that still in the clipboard...) Another question - many years ago before online filing, it was required that the Proof of Service be attached as the last page of the Motion or whatever was being filed. Is it still done this way with electronic filing ? Reason I ask is that on the LA County E-Filing system one of the options
  13. Dgree - Thanks for your input. I'll make a separate doc for the points & authorities. Do you know where I can find information on the "timing" of the hearing on the motion ? The Court Reservation System will let me pick any date, but I am thinking this motion should be in the hands of all parties at least 30 days before the hearing date. Or is it 45 days ? and do I need to allow an extra five days due to it being mailed ? As it stands now, my hearing date is during the week between Christmas and New Years.
  14. I was finally served a few days ago. I have until December to file an Answer. After much thought, I am going with the arbitration route. I think I have finished my Motion to Compel Arbitration. Can someone more knowledgeable than me have a look and let me know if there's anything I should fix ? This is for Los Angeles County in California. A few things I did learn: In California, the MTC Arbitration may be filed IN LIEU of an Answer/general denial. There is no need to file both. This is covered in Calif Code of Civil Procedure 1281.7 I also found something about "there's no need to
  15. Hi - I've spent several nights combing this forums here and have learned quite a bit. I've gone thru the ASTMedic and HomelessinCA threads and they are very inspiring. Due to a job loss, I am unable to pay any credit card bills at this time. So I am being sued but haven't been served yet. Here are the details: 1. Who is the named plaintiff in the suit? Cavalry SPV I, LLC 2. What is the name of the law firm handling the suit? (should be listed at the top of the complaint.) Winn Law Group 3. How much are you being sued for? Approx $3,700 4. Who is the original cred