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womanonfire last won the day on February 10

womanonfire had the most liked content!


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  1. I am in a similar situation. What is the amount they are suing for, I don't think I saw that. And we all really appreciate you keeping us updated.
  2. Well what happened? An update for the board would be nice and helpful. That is how we payback for the help we receive here.
  3. I would offer them less than 60% to start, like 35%.
  4. Question for you and @WhoCares1000... Would you drag an OC into arb? What would your strategy be?
  5. Synchrony may not be selling anymore and may be suing own their own. I know this because I settled with a firm that was fixing to sue me on a Synchrony card but did in fact sue me on a BOA card first. I have still have nine unsettled accounts with them and have not heard the first word from eight of them but Monarch has the Paypal account. It's very quiet over here, too quiet almost.
  6. I was reading an article on Sherman that was quite interesting. Here is an excerpt: Sherman didn’t act on that judgment until last year, the Sherman spokesman said, when the company’s computer models determined Ms. Bradley had money to pay. In May, Sherman used a garnishment order to compel her bank to transfer her balance of $6,770.78 to Sherman. How in the hell are their computers doing that? Link to the article: https://www.wsj.com/articles/most-big-debt-collectors-backed-off-during-the-pandemic-one-pressed-ahead-11617804180
  7. Don't forget to update this thread with your results!
  8. When did you make the last payment and when was the account sold to JDB?
  9. I would give it another 30 days before following up or wait until you get a letter. They will pass it on to another department that will try to collect and you may get a better offer. The offers from Discover were better the longer I waited.
  10. Have you ever searched for ambush in these forums? You should perhaps put that in your signature? lol
  11. Another one that by passed magistrate court. I wonder why unless they are clogged?
  12. What do you hope to accomplish? Do you have defenses or counter claims or you trying to delay the inevitable?
  13. womanonfire

    MTC help

    Is the general rule here "never arbitrate with an OC unless you have viable defenses or counter claims?"
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