MGC

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  1. I think I got 4 or 5 1099c from PRA all have the same "incident date" on them...I have not told my husband anything about the debts and the 2 lawsuits (one OC one JDB, both dismissed after date set for trial-going to be writing a book or two about it) so I just put the 1099s in with the other stuff from debt collectors (have file for each) and if it comes up, then I will dispute them.
  2. Hi...Just re-reading some things I have printed off and in re-reading Bock v Pressler and Pressler about the "meaningful attorney review" mostly about FDCPA 1692 and so looked at the case I currently have and the dunning letter is signed by one attorney, lawsuit signed by another attorney and the case management conference papers signed by yet another attorney....I figured well I guess it is one thing for an attorney to sign dunning letter but shouldn't the attorney who signed the lawsuit also be the one signing the case management forms???
  3. Good luck! That is an eye watering amount....I got the dismissal from my above mentioned case in October....So that was them dismissing without prejudice but still good with that...have a Target upcoming...still have not done discovery or vice versa yet...that is supposed to be in sept i think...but plan to write to them soon with all the pertinent info and then they will hopefully dismiss...I had about 20 differemt accounts everywhere and today was going thru and updating files and was very happy to count about 8 are the only ones that have not been closed or cancelled...so right now the othe
  4. Finally got posted on court site, Dismissed without prejudice of course but as my friend said, hey a win is a win...no idea why they dragged it out sooooo long... Case History Mandarich Chicago filed last july 2019, for LVNV, I answered after being served and buying and quickly reading "Stick it to Sue Happy Debt Collectors", made notes and went to the legal library and did the line by line response ( I had to pay for the FULL lawsuit as it was served without required paperwork)...and fortunately this was BEFORE Covid because I filed answer got stamped copy etc (which was NEVER poste
  5. Well...TENTATIVE good news on ONE case...got request for dismissal on one case (without prejudice of course) so called clerks office because it is not online yet...it says they filed by fax but signed 10-13 but clerks office does not have it....it did not have proof of service like all other forms they sent me but just want to.make sure that they cannot send me this unless they sent to court etc right??? so just checking since it makes me nervous tht the courts dont have it since it said file by fax and it was nearly a week ago
  6. Well...TENTATIVE good news on ONE case...got request for dismissal on one case (without prejudice of course) so called clerks office because it is not online yet...it says they filed by fax but signed 10-13 but clerks office does not have it....it did not have proof of service like all other forms they sent me but just want to.make sure that they cannot send me this unless they sent to court etc right??? so just checking since it makes me nervous tht the courts dont have it since it said file by fax and it was nearly a week ago
  7. thanks...I will print that out tomorrow... pretty sure they did the 35 because they were my first case and i read in a book about the 35 thing..so i think i did count those...that was what really surprised me about the fact that they tried to get a default judgement when i did in fact file my answer on time etc and when i sent them my answer that was when they sent their discovery which i answered and then sent mine which they sort of answered some but did the privilege thing as people here said they would...that is why i was shocked they tried to do a default...why would we BOTH do disco
  8. I am SUPER annoyed with them (mandarich working for lvnv) because I put in my cmc that parties have completed discovery (because after i filed my answer they sent discovery and i answered and sent my discovery and they answered) but on theirs the "new" attorney from his office said discovery will be completed 30 days before trial...and said they have tried to "settle" woth me but they have NEVER contacted me (since i have never had a message from them)...so i find that offensive as well...so curious if they can do a SECOND discovery? and I will DEFINITELY be bringing up late filing and t
  9. ps..both lawyer and i marked arbitration and judge trial but no arbitration was commented on at cmc and just got letter saying it will be a jury trial and we need to send fees in 10 days so i have to file another fee waiver for that too...
  10. target/td bank original creditor...patenaude & frank are doing that one...but now i have another issue...i am trying to find an answer to see if i can amend my answer to the lawsuit..that one i did a general denial and listed some affirmative defenses and i did say i wanted to leave open the possibility to raise more defenses should they come to light...i have found something i believe will stop this immediately...but not sure if i can amend the answer or not...and i would love to use it to file motion to dismiss but not sure if i can do that either...if i can and it works i will be SHOUTI
  11. Not exactly awesome...different judge so that was good but they sued under weird name (not my first name but my last name) so it says unserved but judge said since i filed denial it does not matter (to wit i said i did not want to lose my rights in case it was me)...but i did not even mention they never tried to "meet and confer" as they said they would..she just straight up set date for trial in sept 2021...he said it would take 2 hours...so anyways...i dont know..i am thinking i will write them a letter and tell them that they have made mistakes by not completing forms not serving case state
  12. thanks.. i am assuming i get one challenge PER case? I found some info out that makes me feel better about the jdb case last nite...still a tad nervous about oc one i have cmc tomorrow morning...i am annoyed their attorney did not completely fill out statement form which i am going to TRY to mention...but found letter from different attorney in ny they sent it to and that said specifically they were not suing me...and then it must have gone back to target and then to lawyer in calif who is suing me.. so will see how that goes tomorrow..thank you for the statute...